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Old 06-26-2013, 03:37 PM   #1
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1 Click Coverage 1 Click Coverage
I see 1 click coverage (instant decision) options on several life insurance sites. This appears to be National Insurance co. Does anyone have any feedback on them/this program. Do you get appointed and get the html code for your site? Appreciate any info/feedback. Thanks, Jim
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Old 06-26-2013, 03:48 PM   #2
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1 Click Coverage Re: 1 Click Coverage
I have a link for them thru National Brokers.

https://www.natbrokers.com/

Ask for Jason Cozzetti
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Old 06-26-2013, 03:55 PM   #3
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JRoot on 1 Click Coverage - Insurance Forum
 
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1 Click Coverage Re: 1 Click Coverage
National Brokerage has the exclusive on them. You need to have an online presence and a marketing plan or they won't accept your appointment. They don't hand out contracts - there's a qualification process.

Also the underwriting is VERY sensitive - but the rates are competitive with other non-meds. With that said, it's the only instant issue term product out there at the moment. There's another instant issue coming to market soon though.

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Old 06-26-2013, 04:01 PM   #4
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somarco on 1 Click Coverage - Insurance Forum
 
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1 Click Coverage Re: 1 Click Coverage
Jeff, didn't someone else have instant term a few years back? Can't recall the carrier but seems like they were bought by a bank (or maybe just the program was bought) and taken in house.

I want to say Chase was involved.

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Old 06-26-2013, 04:09 PM   #5
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1 Click Coverage Re: 1 Click Coverage
Originally Posted by SecureHealth1 View Post
I have a link for them thru National Brokers.

https://www.natbrokers.com/

Ask for Jason Cozzetti
They won't let you sell it. When I spoke to someone there about 2 months ago, I think they said it was for certain financial institutions to cross sell to their clients. And i think it was Jason cozzetti that told me this
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Old 06-26-2013, 04:39 PM   #6
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PICnic on 1 Click Coverage - Insurance Forum
 
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1 Click Coverage Re: 1 Click Coverage
Originally Posted by somarco View Post
jeff, didn't someone else have instant term a few years back? Can't recall the carrier but seems like they were bought by a bank (or maybe just the program was bought) and taken in house.

I want to say chase was involved.
hsbc





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Old 06-26-2013, 04:53 PM   #7
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WinoBlues on 1 Click Coverage - Insurance Forum
 
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1 Click Coverage Re: 1 Click Coverage
Originally Posted by somarco View Post
Jeff, didn't someone else have instant term a few years back? Can't recall the carrier but seems like they were bought by a bank (or maybe just the program was bought) and taken in house.

I want to say Chase was involved.
RBC I think, Now Athene Annuity & Life Assurance Company.
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Old 06-26-2013, 04:54 PM   #8
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1 Click Coverage Re: 1 Click Coverage
You may be correct, if I recall, they were pretty tight on who they let offer it..
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Old 06-26-2013, 05:40 PM   #9
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JRoot on 1 Click Coverage - Insurance Forum
 
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1 Click Coverage Re: 1 Click Coverage
Originally Posted by somarco View Post
Jeff, didn't someone else have instant term a few years back? Can't recall the carrier but seems like they were bought by a bank (or maybe just the program was bought) and taken in house.

I want to say Chase was involved.
Nic and Lee nailed it - HSBC did $500k instant issue coverage and MAN I miss that product. RBC Liberty Life had an instant issue product as well that was good. Both gone.

I'm salivating for another one to hit the market.
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Old 06-27-2013, 02:08 PM   #10
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1 Click Coverage Re: 1 Click Coverage
I thought RBC brought theirs back?

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