20 Year Term for Ohio

Bob_The_Insurance_Guy

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Decatur, Ga.
I have a prospect who lives in Parma Heights Ohio, zip 44130.

He is 6" 185 lbs.
Non Smoker
Has a Cholesterol Ratio of 6.1
DOB: 10/9/1957

Looking for 20 Year Term, preferably convertable. Death Benefit of 100K

Ohio National came in at $71.00. Looking for a better rate, if possible.

_______________________________________________________

They ran him Select Non Smoker, due to the high Cholesterol Raio.
 
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68.65 for Mass Mutual, 20 year term 100k for Select NT

Convertible for the earlier of 10 years or anniversary nearest age 65.

For conversion in policy years 2-7, 10% of annual premium (excluding riders) for new base policy or additional coverage segment.
 
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I have a prospect who lives in Parma Heights Ohio, zip 44130.

He is 6" 185 lbs.
Non Smoker
Has a Cholesterol Ratio of 6.1
DOB: 10/9/1957

Looking for 20 Year Term, preferably convertable. Death Benefit of 100K

Ohio National came in at $71.00. Looking for a better rate, if possible.

_______________________________________________________

They ran him Select Non Smoker, due to the high Cholesterol Raio.

Symetra is 61/mo at standard plus and will take a ratio of up to 6.5.

It is also convertible to age 75 to any of their current products, including GUL.
 
I'm showing ONL at $66/mo, not $71. ? 20yr convertible term, $100k at Select NT.
 
Symetra is 61/mo at standard plus and will take a ratio of up to 6.5.

It is also convertible to age 75 to any of their current products, including GUL.

I have not looked lately but they had a nice GUL. And very fair underwriting. Not sure if still the case but we could convert Allstate term into the GUL.
 
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