56 Year Old Male
- Thread starter David C
- Start date
- 608
Assurity Life
- 18,984
Best price for whole life would be RNA.
$25,000-$58.99/mo. level pay
$25,000-$73.06/mo. 20 pay
$25,000-$151.40 paid up at age 65
Going to be hard to beat that unless you sell Penn Mutual and he doesn't care about cash value. Their guaranteed UL for $50k is right about $50/month if he can qualify for preferred plus.
- 18,984
Yeah, those are all standard rates with RNA. There is no exam for that policy so they don't offer preferred or super preferred on it. If he went to $100,000, there would be an exam and he could get a preferred rate, but, the thread starter asked for whole life in the $25,000 to $30,000 range.
- 10,318
It depends if your looking for a par or nonpar policy. That small I would assume nonpar. Cinci life is my go to on nonpar WL.
- 18,984
- 10,318
$54.80/month: $25K nonpar level pay WL
(ultra standard rates, which is like most carriers standard; 3rd down from best and right above smoker)
- 24,937
I like that the non forfeiture options are on the Illustration. Takes care of the what ifs. I use the RdPu collum a lot.
- 10,318
Yeah. Its a very simple and straightforward illustration.
Easy for the client to understand. Easy to sell from.
Its only 6 pages long, you have to love that!!
And their apps are just as short and simple..
