Any life carrier underwrite prostate cancer?

[HealthGuy]

Any life carriers lenient on prostate cancer? What if the client still has the prostate cancer - with no other cancers, but they are just waiting to have the prostate removed? Would any carriers, med or non med - potentially underwrite a client like this - about age 60...Also, about 40 years ago - this same client had testicular cancer with NO reoccurrences after one testicle was removed. Would that make a difference today when underwriting the recent prostate cancer?

 

[lifeinsuranceguy]

Many carriers underwriter prostate cancer; depends on the stage and grade of the cancer.

Clients that are in the "watchful waiting" scenario of their prostate cancer can be underwritten with only one carrrier that i know of if they meet certain criteria.

As for the testicular cancer; I can't speak for an underwriter but the fact that it was over 40 years ago with no recurrences bodes well in my opinion. Again I'm not an underwiter.

 

[LRG]

I am an underwriter and 2 cancers in the genital tract would concern me.
That said, try JH for coverage. They are the most liberal with this form of cancer.

 

[dlinstrom]

You can obtain fully underwritten term life insurance for men with prostate cancer from LifeAgain, they have program for a product issued by Symetra.

They can now actually sell life insurance before treatment if the cancer has not spread beyond the prostate.