How do insurers typically look at someone that has a (voluntary) stint in a drug/alcohol rehab facility?
So I have a family member that may be going into a rehab facility. Young person, no legal record, no medical records of depression/drugs/alcohol abuse, no health issues, etc. Would be voluntarily going into rehab facility to avoid becoming hardcore chemically addicted. For this person its more of a lifestyle addiction (partying with whatever comes along, whenever they feel like it) than an actual chemical addiction - where they can't go without it. Can go weeks without any drugs/alcohol, no ill effects physically... no withdrawals. However, if/when the opportunity comes to be able to party - they don't turn it down. From what I know, its alcohol, weed, and cocaine use. What and when is random as the opportunity arises.
Is there any advice on how to have the stint in rehab do the least collateral damage to this person long term?
Obviously once they get out, they need to stay clean - and hopefully that will be the case. How long would insurers need before taking a chance on them? What about military, anyone know if they would be eligible to enlist - and if so, when and what branch?
The good thing is, this person asked for help before a total downhill spiral made life really hard. Thanks for any input you can provide.
So I have a family member that may be going into a rehab facility. Young person, no legal record, no medical records of depression/drugs/alcohol abuse, no health issues, etc. Would be voluntarily going into rehab facility to avoid becoming hardcore chemically addicted. For this person its more of a lifestyle addiction (partying with whatever comes along, whenever they feel like it) than an actual chemical addiction - where they can't go without it. Can go weeks without any drugs/alcohol, no ill effects physically... no withdrawals. However, if/when the opportunity comes to be able to party - they don't turn it down. From what I know, its alcohol, weed, and cocaine use. What and when is random as the opportunity arises.
Is there any advice on how to have the stint in rehab do the least collateral damage to this person long term?
Obviously once they get out, they need to stay clean - and hopefully that will be the case. How long would insurers need before taking a chance on them? What about military, anyone know if they would be eligible to enlist - and if so, when and what branch?
The good thing is, this person asked for help before a total downhill spiral made life really hard. Thanks for any input you can provide.