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To any of you new agents or anyone getting Fidelity in your bag, I've mentioned this 100 times to my agents and it aint sinking in.
Fidelitys a nice non med product, but you better be damn sure you dont leave a mark on your client. Fidelity does not run APS's. If theres any reason they request one its a flat out decline- So if you go and try and put them through another company you might put them at risk with a decline in their history.
Unless you have any doubts at all, your better off passing on Fidelity
Just because they get declined doesnt mean they couldnt have gotten a standard + rating- It just Fidelity doesnt pull APS's
Be careful with Fidelity
Fidelitys a nice non med product, but you better be damn sure you dont leave a mark on your client. Fidelity does not run APS's. If theres any reason they request one its a flat out decline- So if you go and try and put them through another company you might put them at risk with a decline in their history.
Unless you have any doubts at all, your better off passing on Fidelity
Just because they get declined doesnt mean they couldnt have gotten a standard + rating- It just Fidelity doesnt pull APS's
Be careful with Fidelity