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Reply to Guranteed Issue Whole Life Quote     
Old 08-19-2015, 08:58 AM   #1
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Guranteed Issue Whole Life Quote Guranteed Issue Whole Life Quote
Hello All,

I've got a 78 year old lady that had strokes in 2012 and 2013. She had no paralysis from the strokes, but she now walks with a walker. The only option I've come to (so far) is a guaranteed issue whole life policy. Premium comes to about $307/mo. $25k DB. They originally wanted $50k, but I don't know of anyone who will offer 50. Any other ideas or options?

Cheers!
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Old 08-19-2015, 09:25 AM   #2
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Jerard on Guranteed Issue Whole Life Quote
 
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Guranteed Issue Whole Life Quote Re: Guranteed Issue Whole Life Quote
Originally Posted by Ocho View Post
Hello All,

I've got a 78 year old lady that had strokes in 2012 and 2013. She had no paralysis from the strokes, but she now walks with a walker. The only option I've come to (so far) is a guaranteed issue whole life policy. Premium comes to about $307/mo. $25k DB. They originally wanted $50k, but I don't know of anyone who will offer 50. Any other ideas or options?

Cheers!
All these are for 25K, immediate benefit, and assuming she's a NS and there's nothing else wrong with her. Using Florida rates.

Transamerica has a lookback of 2 years on stroke for Preferred and a 1 year lookback for Standard. Standard would be 308.50. If it's been over 2 yerars then Preferred would be 230.50.

Liberty Bankers has a 2 year lookback at 234.65

Oxford is 2 years at 218.12

5-Star is 2 years at 229.29

RNA is 2 years at 230.11

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Old 08-19-2015, 10:43 AM   #3
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Newby on Guranteed Issue Whole Life Quote
 
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Guranteed Issue Whole Life Quote Re: Guranteed Issue Whole Life Quote
Originally Posted by Ocho View Post
Hello All,

I've got a 78 year old lady that had strokes in 2012 and 2013. She had no paralysis from the strokes, but she now walks with a walker. The only option I've come to (so far) is a guaranteed issue whole life policy. Premium comes to about $307/mo. $25k DB. They originally wanted $50k, but I don't know of anyone who will offer 50. Any other ideas or options?

Cheers!
She doesn't need GI at all. Which FE companies are you contracted with?
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Old 08-19-2015, 10:52 AM   #4
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Guranteed Issue Whole Life Quote Re: Guranteed Issue Whole Life Quote Ocho is the thread starter for: Guranteed Issue Whole Life Quote

Originally Posted by Newby View Post
She doesn't need GI at all. Which FE companies are you contracted with?
Currently, none.
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Old 08-20-2015, 03:18 PM   #5
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cowgoesMoO on Guranteed Issue Whole Life Quote
 
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Guranteed Issue Whole Life Quote Re: Guranteed Issue Whole Life Quote
Originally Posted by Ocho View Post
Currently, none.
well that's your problem right there
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Old 08-12-2017, 08:45 PM   #6
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Guranteed Issue Whole Life Quote Re: Guranteed Issue Whole Life Quote
Originally Posted by Ocho View Post
Hello All,

I've got a 78 year old lady that had strokes in 2012 and 2013. She had no paralysis from the strokes, but she now walks with a walker. The only option I've come to (so far) is a guaranteed issue whole life policy. Premium comes to about $307/mo. $25k DB. They originally wanted $50k, but I don't know of anyone who will offer 50. Any other ideas or options?

Cheers!
278.00/mo Eagle Prmr Americo (No Wait Period)
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Old 08-13-2017, 06:58 AM   #7
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Guranteed Issue Whole Life Quote Re: Guranteed Issue Whole Life Quote
Originally Posted by FinancialsMax View Post
278.00/mo Eagle Prmr Americo (No Wait Period)
Finally Max!!! Where have you been?? They waited 2 years for your answer!!

Even though there were a number of companies 2 years ago that were far better than Americo, {and now too for that matter}, you still came through for them.

I hope they are still checking the forum for the answer.
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Old 08-14-2017, 12:45 AM   #8
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Broker4Ever on Guranteed Issue Whole Life Quote
 
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Guranteed Issue Whole Life Quote Re: Guranteed Issue Whole Life Quote
Americo Eagle is a go as long as the doctor said the walker is TEMPERARY as in 6 months or less use expected.

Liberty Bankers is mentioned above also. They will ask many questions about the walker & will probably not take it.

This is a slam dunk Royal Neighbors of America case. I send all my walker use cases to them & always come back with an instant approval that's paperless.

P.S. you can get a contract anywhere on this forum. Street is 120%. Don't ask for any less.

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Old 08-14-2017, 06:30 AM   #9
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Guranteed Issue Whole Life Quote Re: Guranteed Issue Whole Life Quote
Originally Posted by Broker4Ever View Post
Americo Eagle is a go as long as the doctor said the walker is TEMPERARY as in 6 months or less use expected.

Liberty Bankers is mentioned above also. They will ask many questions about the walker & will probably not take it.

This is a slam dunk Royal Neighbors of America case. I send all my walker use cases to them & always come back with an instant approval that's paperless.

P.S. you can get a contract anywhere on this forum. Street is 120%. Don't ask for any less.
Pimpin ain't easy!!

Good thing you and Max came along 2 years later with the answer.


Even 2 years ago RNA would not have done $50K for this lady.

But when you want to pimp any platform will suffice.
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Last edited by jdeasy; 08-14-2017 at 06:36 AM.
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