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Also said:That was my point on guarantees and the PI being so young and having so many years ahead.
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Also said:That was my point on guarantees and the PI being so young and having so many years ahead.
My .02 is that your client is young... after discussing options and goals, I would likely design the policy for them with the option to pay at or near the max for as long as they want. By blending and only max funding for "x" amount of time, they may end up way short of what they could do with a level overfunded policy - in the long haul.