How to Close a Tight Wad?

Ok, Here I'm getting Emily Post guidance on an insurance forum. :GEEK:

I now know, that even though Ben Feldman is more exciting reading than Perry Mason, John Malone and Tommy Hambledon; next Thanksgiving when I am casting about for something to say--I should not use: When I was 29 I made a financial decision which, as of 2017, is saving me $2 a day for the rest of my life. :jimlad:
 
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