How Much Info Do You Fill Out on an Application for the Client

[ChubbyChecker]

For life insurance, do you give your client an application that is completely blank and have them write in all answers? Or do you pre-fill the document with basic answers such as their name, date of birth, etc.?

 

[Bob_The_Insurance_Guy]

The I Go Eapps take care of that now.

 

[goillini52]

For life insurance, do you give your client an application that is completely blank and have them write in all answers? Or do you pre-fill the document with basic answers such as their name, date of birth, etc.?

I always fill in all the blanks. There're plenty of agents that make mistakes on apps...can you imagine how many mistakes the applicant would make?

 

[DHK]

Life insurance is not like health insurance. The last health insurance app I did (many years ago) required it to be completed by the applicant. I don't know what that is/was required, but that's what it is.

With life insurance (and everything else) I complete it and ask the client to verify and sign that it is all correct (or use electronic applications).

 

[pfg1]

I fill out all the info based on the info they gave me. I have them review and make sure its all good before signing. Having the ppwk in good order makes things go MUCH smoother.

 

[Jerard]

Since there are those times I write apps in places that prevent me from being able to write neatly (on the hood of a car, sitting on a tree stump), I tend to fill everything out after I get home. I take a photo scan of their drivers license and check (or bank statement) and I just make sure I have everything signed and all the info wrote down on the back of my assessment form.

 

[rousemark]

I always fill in all the blanks. There're plenty of agents that make mistakes on apps...can you imagine how many mistakes the applicant would make?

Years ago a company, American Republic if I remember correctly, put in force a requirement that the application had to be filled in the applicant's own handwriting. The only thing we were allowed to complete ws the agent's report. After wrestling through that process a couple of times, I decide there were more companies than AR that sold medical issuance coverage. If it became mandatory today, I wold never think about seling another policy.