Kemper

[TwiLight]

...have been thinking of a tactful way to approach hospice type clients. If anything ROP plus 20% isn't a bad shake. I don't know of one investment that will guarantee a 20% return.

I have been wondering where I can find some good agents like you.....

 

[Gooner]

I have been wondering where I can find some good agents like you.....

So you're advocating trolling hospice care centers?

 

[WinoBlues]

It has been two years since my mother died. She was under hospice for months. We were tube feeding her, wiping her, changing, bathing, medicating, stressing decisions and trying to run a business. If someone had come knocking on her door trying to sell life insurance at the wrong moment one of my brothers would be in jail. I recommend finding a different market.

 

[Gooner]

It has been two years since my mother died. She was under hospice for months. We were tube feeding her, wiping her, changing, bathing, medicating, stressing decisions and trying to run a business. If someone had come knocking on her door trying to sell life insurance at the wrong moment one of my brothers would be in jail. I recommend finding a different market.

I absolutely agree. My father in law was in a very similar situation, 3 years ago...I would've been the one in jail though.

 

[WinoBlues]

I absolutely agree. My father in law was in a very similar situation, 3 years ago...I would've been the one in jail though.

Truthfully, me too. We were at each others throats, a hustler would have been DOA.

It did confirm my thought of how I want my end of days to be like. Just hope I have the strength to do what I need to.

 

[Gooner]

Truthfully, me too. We were at each others throats, a hustler would have been DOA.

It did confirm my thought of how I want my end of days to be like. Just hope I have the strength to do what I need to.

My wife hates when I say it but...I'm going to the 7 mile bridge in the keys if I get a bad diagnosis. I know what you mean

 

[WinoBlues]

My wife hates when I say it but...I'm going to the 7 mile bridge in the keys if I get a bad diagnosis. I know what you mean

I have a throw away.

 

[Gooner]

I have a throw away.

I'd rather jump. .

 

[TwiLight]

I'd rather jump. .

My preferred method is DBTS.

Death
By
T..Y
ST....T

Is that bad?????

 

[jacobtn]

I've looked into this with my company. It might be because I'm a Career agent but MoO's GWL does not give me a chargeback even if they die a month after the policy is issued, I believe that the GWL is only offered to career agents though.

on the broker side there is something called living promises which is graded but I don't think its GI. I always wonder why I don't see more MoO agents on here, the contract is legit.

I have confirmed this with my compensation department, and have been thinking of a tactful way to approach hospice type clients. If anything ROP plus 20% isn't a bad shake. I don't know of one investment that will guarantee a 20% return.

The broker sold Living Promises product is NOT graded but immediate level benefit. It is also much cheaper than the GI MOO product if they qualify (of course).