Liberty Mutual Life Products

[NotEnough]

Any info on their products? How do they compare to other major companies such as NYL, MM, NMWL, etc in their whole life/permanent policies area?

Are their term rates comparable to companies such as Met/Transamerica/Banner?

How abou their underwriting?

I'm considering applying with them but wanted to see how their rates are first. (I'm mainly going to them for the P&C side for training and learning the business). Any input is greatly appreciated, thank you!

 

[Tahoe Ray]

Any info on their products? How do they compare to other major companies such as NYL, MM, NMWL, etc in their whole life/permanent policies area?

Are their term rates comparable to companies such as Met/Transamerica/Banner?

How abou their underwriting?

I'm considering applying with them but wanted to see how their rates are first. (I'm mainly going to them for the P&C side for training and learning the business). Any input is greatly appreciated, thank you!

I have them but have never looked at many of their products. The only one that we write is their single pay life.

That product is pretty competitive for a "cash" alternative strategy. The client who says that it will likely go to their kids but they "might" need it. It has ROP, a 4 question app (still requires pretty good health), and instant decision. Less comp than some of the other single pays (Sagicor, NWL, F&G, Equitrust) but less explanation to the client and normally more DB.

I can't imagine that their WL or term would be as strong as the companies that you listed but who knows, their single premium product is decent...

 

[agentinsouth]

Any info on their products? How do they compare to other major companies such as NYL, MM, NMWL, etc in their whole life/permanent policies area? Are their term rates comparable to companies such as Met/Transamerica/Banner? How abou their underwriting? I'm considering applying with them but wanted to see how their rates are first. (I'm mainly going to them for the P&C side for training and learning the business). Any input is greatly appreciated, thank you!

What state do you live in? Are you looking to go as a W-2 employee or the independent agent track? And yes- there is a separate Indy track. And yes- it is Liberty and not Safeco.

Regarding life insurance-They have a good paid up kids policy, however, pricing on their other products is not very strong.