Life Insurance for a 79 Year Old Female

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Guru
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I'm working on a policy for a value client's mother, age 79 no medical conditions. Face amount is $100k; permanent with annual premiums. Looking for the best product for this active lady, thanks
By the way, we're in Florida
 
I'm working on a policy for a value client's mother, age 79 no medical conditions. Face amount is $100k; permanent with annual premiums. Looking for the best product for this active lady, thanks
By the way, we're in Florida


Best deal on whole life for $100,000 face is RNA. $5258/annual.

Probably a better rate out there for GUL.
 
Just because she's healthy for 79 there's no guarantee that an insurance company will want to insure her. Be very careful about how you proceed with this. One decline or rating will really upset the apple cart.
 
I got a 75 year old male preferred plus with Midland last week in Florida. Their rates are competitive and if she's healthy, they reward that.
 
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