Life Insurance for a 79 Year Old Female

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Old 09-30-2011, 12:24 PM   #1
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Life Insurance for a 79 Year Old Female Life Insurance for a 79 Year Old Female
I'm working on a policy for a value client's mother, age 79 no medical conditions. Face amount is $100k; permanent with annual premiums. Looking for the best product for this active lady, thanks
By the way, we're in Florida
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Old 09-30-2011, 12:58 PM   #2
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Life Insurance for a 79 Year Old Female Re: Life Insurance for a 79 Year Old Female
Originally Posted by marketing View Post
I'm working on a policy for a value client's mother, age 79 no medical conditions. Face amount is $100k; permanent with annual premiums. Looking for the best product for this active lady, thanks
By the way, we're in Florida

Best deal on whole life for $100,000 face is RNA. $5258/annual.

Probably a better rate out there for GUL.
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Old 09-30-2011, 01:21 PM   #3
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Thank you, I will definitely keep this in mind
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Old 09-30-2011, 01:56 PM   #4
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Life Insurance for a 79 Year Old Female Re: Life Insurance for a 79 Year Old Female
If she can actually qualify for Preferred Plus at age 79, United of Omaha's GUL would be $4068/year.

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Old 09-30-2011, 03:10 PM   #5
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Life Insurance for a 79 Year Old Female Re: Life Insurance for a 79 Year Old Female
Just because she's healthy for 79 there's no guarantee that an insurance company will want to insure her. Be very careful about how you proceed with this. One decline or rating will really upset the apple cart.

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Old 09-30-2011, 06:28 PM   #6
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Life Insurance for a 79 Year Old Female Re: Life Insurance for a 79 Year Old Female
I got a 75 year old male preferred plus with Midland last week in Florida. Their rates are competitive and if she's healthy, they reward that.
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Old 10-01-2011, 07:50 AM   #7
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Life Insurance for a 79 Year Old Female Re: Life Insurance for a 79 Year Old Female marketing is the thread starter for: Life Insurance for a 79 Year Old Female

Thanks for all the great input, enjoy the weekend
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