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get ready for amendments and policy delivery receipts and a random phone interview.It appears Transamerica final expense will work. There is not a question about disability on the application.
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get ready for amendments and policy delivery receipts and a random phone interview.It appears Transamerica final expense will work. There is not a question about disability on the application.
get ready for amendments and policy delivery receipts and a random phone interview.
This guy is 25 with a terribly messed up back caused by an injury in combat
He still walks and performs all daily living activities. It's just very painful. Will anyone do traditional wl underwriting?
Your better off not fully underwriting IMO. I like Great Western FE up to 40K, and a face amount bonus. I also LOVE Mutual of Omaha Accidental Death with ROP. I'll write the whole family for $500,000, and they love 'saving' $150 a month (since they get it all back after 30 years). Disability? NO PROBLEM, in fact for a 20-30 year old the #1 cause of death is due to an accident. Just get the accidental death policy. Issues next business day, and you get paid this week, client gets covered.