Originally Posted by axeman462
she is currently about 6 weeks in.
so yall are saying it should be written now, not after the baby?
And i can still expect her to get either a std rating or preffered? (aside from the pregnancy she is in excellent health)
Yes. As well as possible health changes what happens if the child is born and the mother dies during child birth or before they get around to dealing with an insurance agent with a new baby in the home? Also, if available, add the child rider now. The new baby will be automatically covered at day 15 in most cases. With a to age 25 convertible term rider. Could be unnecessary or the only standard issue policy the child ever gets.
Lastly, if you write her now you are her agent. If not you may or may not be her agent later.