Life Insurance Reasons to Deny Death Benefits

[somarco]

 

[charrington]

I like to pair accidental policies with graded policies. I make it the same amount as the face amount of the graded policy and tell them to cancel it after they are fully vested in the graded policy.

 

[VolAgent]

I like to pair accidental policies with graded policies. I make it the same amount as the face amount of the graded policy and tell them to cancel it after they are fully vested in the graded policy.

Don't most graded policies offer full accidental anyway?

 

[Mark]

Don't most graded policies offer full accidental anyway?

I sure thought so.

 

[Mattschmidt]

wow, if you add an accidental death policy, make it for 100K...it usually costs 15 dollars....it sounds like you weren't helping your clients out that much

 

[Sales71]

I only paid 2 life claim in 13 years in the biz.

 

[WinoBlues]

I only paid 2 life claim in 13 years in the biz.

Wow! Wish I could say that. I paid two last week and have two pending.