Life Insurance for a Surgery

[bobson]

What kind of folks are "unknown? Ninjas? Green Hornet? Batman? Natural blonde women?

Rick

If you think insurance companies rate up for private pilots just wait until you write your first ninja.

 

[somarco]

I believe Obamanation has some stimulus or grant money that will take care of this.

 

[edtate]

Insurance companies are not charitable organizations. Their interest is to collect premiums and make as much profit as possible for their shareholders. Insurance is a process wherein the financial consequence of an event-risk is transferred from the individual to a pooled risk management entity (the insurance company).

In theory, anything and any event can be insured provided that one is prepared to pay the premium. You will likely find that no standard market life insurance company will be willing to consider insuring you at this point, and particularly not "just for the surgery". Incidentally, don't even think of not disclosing your medical state and expected surgery. If you omit such disclosure, you'll be paying for worthless paper.

There are some insurers who will issue "no medical questions asked" paper; however, you would be well advised to READ the paper - the actual contract documents, not just the advertising brochures (Tip: Start with the finest print where the traps are usually buried).

How do insurance companies provide life insurance for plane flight? Is this different from simple surery?

 

[DHK]

That's called "Accidental Death" coverage. An accident is defined as being violent and external to the body. Very easy to get, but more difficult to collect on. Most people only die once... and if you don't die the right way, accidental death won't pay out a benefit.

Surgery must be done due to something internal going on in the body (not cosmetic surgery).

 

[xrac]

Closing the barn door after the horse gets out will not put the horse back in the barn.

 

[GreenSky]

Glad for the responses. I've been waiting since the last post in 2009 for this information.

Rick

 

[senior-advisor-indiana]

Closing the barn door after the horse gets out will not put the horse back in the barn.

Just put it away and zip it up already...

 

[WinoBlues]

Just put it away and zip it up already...

Hey, I have closed the door after the horse got out.
:/

 

[senior-advisor-indiana]

Hey, I have closed the door after the horse got out.
:/

That's not good...

 

[goillini52]

It is very critical moment really, extremely sorrow that, you have to try and discuss with doctor and carry on your opinion. I hope it's recover very soon.

Thanks,

About are talking you about horse or barn door?