I have a client that is interested in a life insurance policy that has a ltc covg component built in. Any suggestions as to what products are good? I've looked into Lincoln's Money Guard 2... seems like a decent product and from what I've read seems to have some good features.
She's 66, probably std n/t. Not sure of the annual premium amount yet... probably somewhere in the $5k-$7k range. Based on her situation, a 10 pay would be best. She doesn't want to buy full blown LTC covg, so I thought this type of product might be a good fit.
Thanks for any input, pros/cons.... I appreciate it.
She's 66, probably std n/t. Not sure of the annual premium amount yet... probably somewhere in the $5k-$7k range. Based on her situation, a 10 pay would be best. She doesn't want to buy full blown LTC covg, so I thought this type of product might be a good fit.
Thanks for any input, pros/cons.... I appreciate it.
