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Reply to Looking for an ADD/ADB Product for Phone/e-submission     
Old 01-14-2015, 05:39 PM   #1
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State: 5starfinancialhealth is an Insurance Agent from Florida
Looking for an ADD/ADB Product for Phone/e-submission Looking for an ADD/ADB Product for Phone/e-submission
I currently have a contract with AG and fidelity and Assurity. I was looking for a product to offer I can market over the phone, whether E-submission or recorded verification. Looking to submit business starting on the first of February
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  Reply With Quote to Looking for an ADD/ADB Product for Phone/e-submission
Old 01-15-2015, 10:46 AM   #2
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State: AlTheGud1sRtakn is an Insurance Agent from Virginia
Looking for an ADD/ADB Product for Phone/e-submission Re: Looking for an ADD/ADB Product for Phone/e-submission
Mutual of Omaha has an Accidental Death policy e-app. Are you looking for someone with it as a rider on a normal policy or a standalone accidental policy? Because you're going to go broke just selling accidental policies...
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  Reply With Quote to Looking for an ADD/ADB Product for Phone/e-submission
Old 01-19-2017, 09:53 PM   #3
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Looking for an ADD/ADB Product for Phone/e-submission Re: Looking for an ADD/ADB Product for Phone/e-submission
Any ADD/ADB Products with Voice Signature for Telesales?
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  Reply With Quote to Looking for an ADD/ADB Product for Phone/e-submission
Old 01-29-2017, 05:44 PM   #4
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Looking for an ADD/ADB Product for Phone/e-submission Re: Looking for an ADD/ADB Product for Phone/e-submission
Originally Posted by AlTheGud1sRtakn View Post
Mutual of Omaha has an Accidental Death policy e-app. Are you looking for someone with it as a rider on a normal policy or a standalone accidental policy? Because you're going to go broke just selling accidental policies...
There are entire companies that only sell accident policies.
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  Reply With Quote to Looking for an ADD/ADB Product for Phone/e-submission
Old 01-29-2017, 07:26 PM   #5
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goillini52 on Looking for an ADD/ADB Product for Phone/e-submission
 
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Looking for an ADD/ADB Product for Phone/e-submission Re: Looking for an ADD/ADB Product for Phone/e-submission
Originally Posted by AboutThatLife View Post
There are entire companies that only sell accident policies.

Name 2...............
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  Reply With Quote to Looking for an ADD/ADB Product for Phone/e-submission
Old 03-26-2017, 07:33 AM   #6
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Looking for an ADD/ADB Product for Phone/e-submission Re: Looking for an ADD/ADB Product for Phone/e-submission
So, nobody knows of an ADD/ADB Product with Voice Signature for Telesales? Im sure there has to be a company that has a product like this. Looking for something that will preferable accept people up to the age of 80.
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  Reply With Quote to Looking for an ADD/ADB Product for Phone/e-submission
Old 03-27-2017, 07:09 AM   #7
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State: dtownboy is an Insurance Agent from Michigan
Looking for an ADD/ADB Product for Phone/e-submission Re: Looking for an ADD/ADB Product for Phone/e-submission
Originally Posted by salesinnovator View Post
So, nobody knows of an ADD/ADB Product with Voice Signature for Telesales? Im sure there has to be a company that has a product like this. Looking for something that will preferable accept people up to the age of 80.
Stand alone add/ADB or plan with those available as a rider?
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Old 07-18-2017, 05:01 PM   #8
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Looking for an ADD/ADB Product for Phone/e-submission Re: Looking for an ADD/ADB Product for Phone/e-submission
Originally Posted by dtownboy View Post
Stand alone add/ADB or plan with those available as a rider?
Stand Alone ADB or ADD product only. Any ideas?
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  Reply With Quote to Looking for an ADD/ADB Product for Phone/e-submission
Old 07-20-2017, 10:19 PM   #9
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Looking for an ADD/ADB Product for Phone/e-submission Re: Looking for an ADD/ADB Product for Phone/e-submission
That ship may have sailed. A number of companies that were in that space pulled out because they got burned by some very large telesales rooms selling the product as a life insurance policy instead of an ADD policy. Big advances, bad persistency doesn't take long for the losses to mount up.
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  Reply With Quote to Looking for an ADD/ADB Product for Phone/e-submission
Old 07-28-2017, 06:20 PM   #10
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Looking for an ADD/ADB Product for Phone/e-submission Re: Looking for an ADD/ADB Product for Phone/e-submission
Originally Posted by johndf View Post
That ship may have sailed. A number of companies that were in that space pulled out because they got burned by some very large telesales rooms selling the product as a life insurance policy instead of an ADD policy. Big advances, bad persistency doesn't take long for the losses to mount up.
Hmm, which companies were selling it? No one offers this product anymore? Why didn't they just pay advances on policies with bank info and as-earned commissions with credit/debit cards? If they did it that way their bottom line may have been better.
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