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Reply to Looking for coverage of an 81 year old woman     
Old 08-10-2010, 06:26 AM   #1
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Looking for coverage of an 81 year old woman Looking for coverage of an 81 year old woman
A Carrier to get appointed whom can cover an 81yr female in great condition.


Thanks.
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Old 08-10-2010, 06:28 AM   #2
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VolAgent on Looking for coverage of an 81 year old woman - Insurance Forum
 
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Looking for coverage of an 81 year old woman Re: Looking for ...
What face amount, what product, what is the objective? There are a lot of carriers out there that will take an 81 year old woman. How about some more details?
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Old 08-11-2010, 03:53 PM   #3
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PICnic on Looking for coverage of an 81 year old woman - Insurance Forum
 
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Looking for coverage of an 81 year old woman Re: Looking for coverage of an 81 year old woman
Originally Posted by YoungGun View Post
A Carrier to get appointed whom can cover an 81yr female in great condition.


Thanks.
West Coast Life, $5,000,000 GUL, Standard NT at $285,610 a year. Is this what you are looking for? lol

details details---if you want good answers.
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Old 08-11-2010, 04:26 PM   #4
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WinoBlues on Looking for coverage of an 81 year old woman - Insurance Forum
 
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Looking for coverage of an 81 year old woman Re: Looking for coverage of an 81 year old woman
Originally Posted by PICnic View Post
West Coast Life, $5,000,000 GUL, Standard NT at $285,610 a year. Is this what you are looking for? lol

details details---if you want good answers.

If not, I AM.

We issued an 81 yr old a few months ago. $35,000 tble F w/Genworth. Premium was in the $400+ range

I had quoted her STD with the possibility of Std+. According to her son. She was perfect. Well they did forget about the multiple strokes. But they were little strokes.

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Old 08-11-2010, 04:49 PM   #5
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PICnic on Looking for coverage of an 81 year old woman - Insurance Forum
 
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Looking for coverage of an 81 year old woman Re: Looking for coverage of an 81 year old woman
WCL product is a great product. Had quoted a 81 yo woman standard due to health, they gave her table 4 on term. I switched to perm GUL, they upgraded her to standard. I dialed down the guarantee to go 15 years and we placed very near my original quote. The only other carrier that I see competitive up against WCL is LBL for the older ages with ratings.

I ate prime rib that month.
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Old 08-11-2010, 04:49 PM   #6
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Looking for coverage of an 81 year old woman Re: Looking for coverage of an 81 year old woman
Originally Posted by WinoBlues View Post
Well they did forget about the multiple strokes. But they were little strokes.
They didn't forget - they just hoped no one would notice.
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Old 08-11-2010, 07:12 PM   #7
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GreenSky on Looking for coverage of an 81 year old woman - Insurance Forum
 
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Looking for coverage of an 81 year old woman Re: Looking for coverage of an 81 year old woman
I suggest you find other places to contract other than Jim. His only purpose is to recruit. He has been licensed all of 3 years and needs advances to stay in business.

Find someone who can HELP you and proven this with a bit of longevity.

Rick

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Old 08-12-2010, 04:09 PM   #8
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Looking for coverage of an 81 year old woman Re: Looking for coverage of an 81 year old woman
hey i think you can search on internet and i am sure you will find something related to it as there are various policies and procedures....
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Old 08-12-2010, 04:32 PM   #9
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WinoBlues on Looking for coverage of an 81 year old woman - Insurance Forum
 
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Looking for coverage of an 81 year old woman Re: Looking for coverage of an 81 year old woman
Originally Posted by bobkerry View Post
hey i think you can search on internet and i am sure you will find something related to it as there are various policies and procedures....
Danger, Danger Will Robinson, Danger!
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