Non-Med Life Are There Any $500K Policies

[SamIam]

I have a guy who I just got approved with Blue Cross, he wants a life policy but hates needles. Are there any policies for $500K

 

[jdeasy]

I have a guy who I just got approved with Blue Cross, he wants a life policy but hates needles. Are there any policies for $500K

Might check Americo. They used to do up tp $400,000 non med on the home mortgage series, but they just made some changes. I didn't read through all the stuff they sent since I don't fool with stuff anymore. They may have increased the face amount allowed non med?

 

[dgoldenz]

Write $350k w/ Assurity and $150k w/ Fidelty. Problem solved.

Edit - MetLife will also go up to $500k non-med if the person is under 40. Their rates will probably be lower than both Assurity and Fidelity.

 

[JRoot]

HSBC Houshold Life - Although you probably don't have access to it since it's only offered in call centers. Best non-med rates out there if your client is healthy.

 

[LGilmore]

I would ask him "how $$$$$ much do you hate needles?" If his fear is greater than the cost difference between medical underwriting and no medical underwriting, then fine.
Otherwise, somebody else may explain it that way and replace your business.

 

[charrington]

MetLife and HSBC are the only ones that I can think of.