Quick and Easy Term.

[FL P&C Broker]

Looking for a term product up to $500k that we can cross sell. Would like to avoid appointing with 20 different companies if possible.

Any carries that have a fully underwritten product and simplified issue/non-med? What is difference between SI and non-med? I have seen Sagicor mentioned on here. How are their rates?

 

[FEX Quotes]

Looking for a term product up to $500k that we can cross sell. Would like to avoid appointing with 20 different companies if possible.

Any carries that have a fully underwritten product and simplified issue/non-med? What is difference between SI and non-med? I have seen Sagicor mentioned on here. How are their rates?

Assurity and Fidelity come to mind.

 

[aclaro]

Take a look at ANICO

 

[TaylorG]

Non med term
Transamerica up to $99,999
Assurity up to $250,000 I believe
Phoenix up to $400,000

 

[Todd King]

Non med term
Transamerica up to $99,999
Assurity up to $250,000 I believe
Phoenix up to $400,000

No, Assurity is up to $350,000

 

[pfg1]

For Non-Med ANICO and LSW go to $250k

 

[GreenSky]

Looking for a term product up to $500k that we can cross sell. Would like to avoid appointing with 20 different companies if possible.

Any carries that have a fully underwritten product and simplified issue/non-med? What is difference between SI and non-med? I have seen Sagicor mentioned on here. How are their rates?

I strongly suggest you help your clients find the best product rather than the one you'll find easiest to write.

Rick

 

[FL P&C Broker]

You're right, Rick. Why didn't I think of that.

 

[Josh]

You're right, Rick. Why didn't I think of that.

For a lot of clients the right plan might be to work with a product that's easy to write.

 

[FL P&C Broker]

For a lot of clients the right plan might be to work with a product that's easy to write.

I tend to agree but I figured Rick knows what he is talking about since he is the oldest person on the forums.