Review: Need a Second Opinion, Maybe More on a Policy

[BYSFG]

Actually GPT works best for max funding a policy when using Option 2 DB. It also carriers a lower COI than CVAT does. The most efficient way to max out a policy is to use GPT/Opt2, then switch to Opt1 when Premiums end.

Sorry I shouldve made my comment there a little more clear, it was more in relativity to the policy as a whole. Ive read your other posts and comments and recall that point as well, thanks for pointing that out.

Ill probably have to go back and revisit a few of those posts. Correct me if my thinking is wrong on this, bringing it up since we're on topic but CVAT, how I look at it is more for larger 1035 exchanges or higher initial funding for whatever reasons, maybe collateral?