Single Premium 2nd to Die

[Theduke]

Looking for a single premium second to die product for a 62 year old male and 60 year old female. Both are in good health.

They are looking to transfer wealth to their son and daughter...so maximizing the guaranteed death benefit is important.

Anybody have experience with a good product?

 

[Mark]

[email protected] Email Tim.

 

[dgoldenz]

Looking for a single premium second to die product for a 62 year old male and 60 year old female. Both are in good health.

They are looking to transfer wealth to their son and daughter...so maximizing the guaranteed death benefit is important.

Anybody have experience with a good product?

There are many good second-to-die no-lapse UL policies, but the best rates will depend on their health.

 

[Brokers Alliance]

This will give you an idea where the numbers fall.

Here are the top five carriers from a product grid for single deposit M65/F65 1M/ DB - SUL Best Preferred Class - The numbers are rounded to the nearest 1,000 for quick quote purposes:

Aviva 169,000
Princple 171,000
Protective 180,000
Prudential 187,000
United of Omaha 189,000

 

[VolAgent]

This will give you an idea where the numbers fall.

Here are the top five carriers from a product grid for single deposit M65/F65 1M/ DB - SUL Best Preferred Class - The numbers are rounded to the nearest 1,000 for quick quote purposes:

Aviva 169,000
Princple 171,000
Protective 180,000
Prudential 187,000
United of Omaha 189,000

Seriously, how many 65 year old couples are there where both get best class preferred??

 

[Brokers Alliance]

Agreed, but if you can't pay the super preferred price... well you get the idea. I'm happy to supply the other preferred and standard classes on the 65/65 1m/DB grid if you like.