Term Life Advice Indiana

[senior-advisor-indiana]

I have a 35 year old (36 in Oct) Male non smoker that is looking for a 20-30 year term. No meds, no medical problems. 5'11 200 lbs. He did get a DUI in July of 2014. IS looking for 200-500k. What do you think?

 

[JimmyUt]

I have a 35 year old (36 in Oct) Male non smoker that is looking for a 20-30 year term. No meds, no medical problems. 5'11 200 lbs. He did get a DUI in July of 2014. IS looking for 200-500k. What do you think?

Do you use Pinneys EZlife? If so login and ask the in house underwriter Mike who is best for DUI situations. Simple as that.

 

[senior-advisor-indiana]

Do you use Pinneys EZlife? If so login and ask the in house underwriter Mike who is best for DUI situations. Simple as that.

I'm not contracted with them but maybe it's time I should.

 

[dgoldenz]

Going to depend on what happened with the DUI/conviction/sentencing/probation/suspended license/etc. Probably a flat extra applied if it's not postponed. Need to shop it, offers will probably be all over the place.

 

[senior-advisor-indiana]

Looks like Pru may give standard. Most other companies charged a flat extra...

 

[GreenSky]

Looks like Pru may give standard. Most other companies charged a flat extra...

A good agent would just clean sheet it.

Rick

 

[UW Guy]

A good agent would just clean sheet it.

Rick

Needed the good laugh early in the morning...and you might want to confirm this is his only DUI. Any others in the past five to ten years years are likely to be a problem.