- 711
Can you get a 1,000,000 face or just a 999,999 face amount? I know Principle becomes competitive at the 1,000,000 pricing band.
Term with No Paramed
- Thread starter Dix86
- Start date
Can you get a 1,000,000 face or just a 999,999 face amount? I know Principle becomes competitive at the 1,000,000 pricing band.
- 24,967
I do not know for sure, But I believe it is a $1,000,000 and under.
It includes 1m.
Sagicor rated up my wife to Standard for no reason.
Principle looked at the medical history and said no paramed and we'll issue Preferred Best. My sister who was also pregnant as the same time as my wife got the same thing.
It could be the age thing(both are under 30) but Principle seemed professional and fair where Sagicor was unprofessional at best.
- 24,967
I am not defending Sagicor, I am an independent, they are just one of my tools. Same with Principle, my last one with them was down graded to Std. Almost a $1,000. difference.
I understand different companies handle underwriting differently. That is why I send built issues to company X and diabetics to company Y and pregnancy to company Q. However, I am interested in why Sagicor is so bad. If there is an issue I would like to know.
Lee
- 711
Thanks. I just started dealing with them on the disability side. The cross sales opportunity with this program should be great.
- 24,967
They used to have a pretty good table shave program along the lines of Lincoln National as well. Has save a few larger deal for me in the past.
