Is There a Simplified Issue Term with Living Benefits?

Standard Life has a good product and good rates. I've sold about 20 of them so far and every policy has issued. They also have a great lead program.
 
I write a lot of Simplified through AmAm. They are solid, 2-4 day approvals, good customer service, rates are competitive. Just gotta be weary of DUIs, accidents and speeding tickets. Also multiple anxiety/depression meds
 
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