Thinking of Joining Combined Insurance As Agent

I agree Combined is a excellent start. Should be only a week of training in Chicago. Then training in the field with your manager. Advanced commissions helps the starving too.
 
If the guy is telling you that, I wouldn't see why he'd lie but I'd be like you. If it is in writing, it's enforceable. I'd suspect that it's an "advance" and the cost is spread out for you out of your paychecks when you start getting paid but who knows.

What I'd do is shoot the guy an email and say you are ready to sign up and just want to confirm again with him that there is no charge to you for the training.

He'll probably confirm again that there is no charge with you via email. Then you'll also have what he said in writing instead of just verbally.

I'd feel better in that case personally.

This is really good advice, IMO. Write the e-mail telling him what you heard him say and invite him to clarify any misunderstandings you have. In this way, even if he doesn't reply, you're still protected by having documented the substance of the phone call.
 
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