Weight Challenged 41 Year Old Term Policy Wanted

[dgoldenz]

PM me your email, and I'll send you a sample policy. It doesn't look good, if you're not telling your clients this ahead of the time.

Also, the Health Depot group keeps reiterating, in emails, that the death benefit is only guaranteed for 10 years

We haven't sold any yet, I just did the contracting for it yesterday. I didn't contract through Health Depot though, it was a different GA.

 

[WinoBlues]

Plus as we all know, any parts of a policy that are not guaranteed are also not covered by any backup guarantee funds in any state.

This is always the case with group policies, non-guaranteed UL's, non guaranteed term, etc.

That. Those of us that have around for a bit are fully aware that if it us not fully guaranteed, it is not. So many things that have never happened, happen.

 

[Newby]

That. Those of us that have around for a bit are fully aware that if it us not fully guaranteed, it is not. So many things that have never happened, happen.

On we are on the same page.

 

[Marketman37]

Presented a couple of options to him and he went with Settlers Silver instead of a term product. Thanks for your assistance anyway. I appreciate it.