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Reply to What company has a good index UL     
Old 08-15-2008, 09:36 AM   #1
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What company has a good index UL What company has a good index UL
I am looking for an affordable good index UL product that builds cash value. I have looked at AIG & OM can some one recommend some other company's to look into.
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Old 08-15-2008, 09:56 AM   #2
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What company has a good index UL Re: What company has a good index UL
Aviva has an excellent Indexed UL Plan. They have also teamed up with Mayo Clinic to offer some wellness incentives. Also, if your client can maintin a certain height/weight and see their doctor once a year for a physicial they can reduce their premium over time. Good stuff!
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Old 08-15-2008, 02:38 PM   #3
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What company has a good index UL Re: What company has a good index UL
[SIZE=3][FONT=Calibri]Indianapolis Life (AVIVA) has the best Index UL in the market place. As a matter of fact they ONLY offer indexed ULs this is their specialty. [/FONT][/SIZE]
[FONT='Calibri','sans-serif']Anna x 112 [/FONT]
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Old 08-15-2008, 04:00 PM   #4
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What company has a good index UL Re: What company has a good index UL
Caution: SEC seems likely to sweep Index UL into the securities/separate account side by proposed EIA rules.

Index UL also seems to violate a part of the Standard Nonforfeiture Law called the "Smoothness Test." Most states focus on the part of that law that sets minimum cash values, so they don't check "smoothness." However, ROP Term was a recent focus of an interpretation of the Smoothness Test, resulting in stronger NAIC guidelines.

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I thought this WAS a real job!

Last edited by JMO Fan; 02-24-2009 at 09:19 AM.
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Old 08-15-2008, 05:07 PM   #5
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What company has a good index UL Re: What company has a good index UL
Originally Posted by BrokersAlliance_Life View Post
Indianapolis Life (AVIVA) has the best Index UL in the market place. As a matter of fact they ONLY offer indexed ULs this is their specialty.
[FONT='Calibri','sans-serif']Anna x 112 [/font]
They don't offer term life? I have one that I will be converting to a EIUL within the next couple years. When did they stop selling term?
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Old 08-15-2008, 06:47 PM   #6
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What company has a good index UL Re: What company has a good index UL
[SIZE=3][FONT=Calibri]They still sell term however, they only offer Indexed ULs in their [FONT='Calibri','sans-serif']permanent product [/FONT]portfolio.[/FONT][/SIZE]
[FONT=Calibri][SIZE=3]Anna [/SIZE][/FONT]
[FONT=Calibri][SIZE=3]x112[/SIZE][/FONT]
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Old 08-15-2008, 07:31 PM   #7
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What company has a good index UL Re: What company has a good index UL
Originally Posted by BrokersAlliance_Life View Post
[FONT='Calibri','sans-serif']permanent product portfolio.[/font]
Anna
x112


What the hell is all that garbage (Calibri, sans serif)? I know it is "font" and/or typeface, but why does it show up in your posts?
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Old 08-15-2008, 09:48 PM   #8
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What company has a good index UL Re: What company has a good index UL
Did you check out the AIG Global Elite? ALso take a look at LSW.
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Old 08-15-2008, 11:08 PM   #9
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What company has a good index UL Re: What company has a good index UL
I used Midland National Life. Been there 12 years and think it is an excellent company.
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Old 08-17-2008, 10:01 AM   #10
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What company has a good index UL Re: What company has a good index UL Billy T is the thread starter for: What company has a good index UL

Thanks guys I will look in to all of those company's.
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