Where to Go for a Life Policy?

[Early]

I have a 65 year old male client that had a heart attack 10 years ago. 3 stents later, he seems to be in good shape. He's looking for a term policy around $200K to $500K. Since I'm a P&C guy, I need suggestions where to go. Any suggestions would be helpful. Thanks in advance.

 

[///MJay]

Split it with a life guy. What state are you in? Will need a lot more details but I am glad to help. Let me know.

 

[LGilmore]

How long ago were the stents?

 

[Early]

I'm in California and the stents are also 10 years ago.

 

[WinoBlues]

Split it with a life guy. What state are you in? Will need a lot more details but I am glad to help. Let me know.

That.

Very few P&C guys have the stomach to weather the exams and APSs involved in fully underwritten Life.

Then, he says he wants term. Does he understand what term options are available? He may or he may just think he wants term because his barber said he needs term. A Life guy can explain the options.

 

[Early]

I'm willing to split it. I'm in P&C and want the policy written correctly and with the best carrier possible. I'm in California but that doesn't really matter.

 

[Early]

So, the client is in California. Stents are 10 years old and I've got no problem splitting this.