Who Has the Best Paying Whole Life Policy for Bank on Yourself ?

bluelinebroker

New Member
19
Who do you all use for life insurance if someone has read the book bank on yourself? I heard rumors kemper had a 5% policy but no one has confirmed. Thanks
 
Chasing returns? Even Ben Feldman said that most policies pay about the same, particularly mutual companies. Illustrations just use different illustrated projections (estimates).

Remember the rule 1 to 100: In one year, 100% of your illustrations will be wrong.

I think some of the favorite carriers for IBC are Ohio National, MassMutual, Guardian, and Lafayette Life.
 
Returns are often higher on policies with higher costs of insurance, which doesn't help you. I've seen illustrations for policies paying 3.5% beating illustrations for policies paying 5.75%.

If I charge you 20% more in fees to give you 20% more in returns it doesn't make it a better product. It may sound sexier if I pitch it well, but the net effect is the same.
 
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