Insurance Agent Forum

[Norwayguy]

Originally Posted by CHUMPS FROM OXFORD

"Now Chumps, your job... should you choose to accept it, (ye old Mission Impossible line), is to investigate and analyze each of the links above and let us know which serves your needs the best, if any."

Geez...Where's Peter Graves when I need him!


How does Aliss' cost compare to Compulife? I think Compulife is $179 and then you have to pay another $179 or so to have it integrated in your website.

Well I don't offer the Compulife Quote engine on my website...I personally don't want to have someone come in use my quote engine to shop for the best product/price and then call there brother. But you are right in that Compulife is about 179 to buy and maybe 200 more to put on your website. Aliss has a setup fee of I think $150 then it is $60/month if you cancel prior to 12 months there is a $210 cancel fee...Aliss does not provide a quote engine on your site.

[brkrsrevolution]

Originally Posted by Marpol

For you independent guys....ebix is pretty much the defacto standard for quoting systems (using multiple carriers and products). As far as a CMS very few systems were designed for insurance specifically. One of the better ones...and i hesitate at better because they have a lot of bugs and issues.....but better because it is designed for insurance and case management is Smart Office from EZ-Data. There are other but i don't have experience with them.

Marpol, do you know the cost of Smart Office System? I just looked at their website and it looks pretty interesting but I could not find any prices.
Thanks

[CHUMPS FROM OXFORD]

So Peter (if I may call you that)...What are you getting for the $60 per month that CompuLife does not have? And I have to admit...I do like a quote engine.

Although I pay $200 per month for my health quote engine and other stuff...it is worth it.

[djs]

Originally Posted by brkrsrevolution

Marpol, do you know the cost of Smart Office System? I just looked at their website and it looks pretty interesting but I could not find any prices.
Thanks

If I recall, last time I talked with them, Smart Office is $69/month but then there are some add-on fees for various things. I could never understand their pricing.

The thing that stopped me was the 1 year commitment and the cost of additional storage.

Act! with Act for Advisors does pretty much the same thing, but less cost. Well, it's a buyout rather than a monthly fee, which I prefer. My data is also local, so I don't risk being shut out someday (not likely, but you never know).

Dan

[SportsNut]

Originally Posted by Norwayguy

Aliss does not provide a quote engine on your site.

You can integrate a link to the Aliss quoter into your site. I think if you check WFS's site you will see the quoter link embedded into his site. I think there are a few others here that use the same embedded link also.

But you are correct, the Aliss system has more than a few drawbacks. Could you elaborate more about the Mountain OES system...? So it sounds like if you use them for your IMO that the use of the program is included?

[The Hopp]

Does anybody know if you can pay for the Mountain OES system if you don't use them as your IMO? I would like to try it.
ALISS is about 85% of what everybody needs. It not only has the integrated quoting software but it keeps all your client information and has a fillable form that transfers all the information to the application once you app out the client. It makes the whole process real easy. That being said there are some things that need to be improved on.
I just can't believe there aren't a few different all-in-one systems out there to choose from?

[The Wise Buck]

Believe it or not,I use a spread sheet with Monthly Tabs that show my production for the month.

Each new person is coded and moves through until closed. Then once they are a customer, I send them routine emails via auto responder and follow up every so often to see that they are satisfied.

To me some of the systems are really great although I find some too time consuming to manage.

Best of luck

Mike

[Norwayguy]

Originally Posted by CHUMPS FROM OXFORD

So Peter (if I may call you that)...What are you getting for the $60 per month that CompuLife does not have? And I have to admit...I do like a quote engine.

Although I pay $200 per month for my health quote engine and other stuff...it is worth it.

Chumps,

I have moved from the ALISS system to Mountain Financials One E System and back that up with compulife, I love the health analyzer from compulife when someone is telling me that have a better rate with a company I know is tougher on underwriting I can pull up the rate they are being quoted almost always preffered best or preffered and explain why they will not recieve that rate ie weight above limit based on height, disallow BP to be regulated by drugs same with Cholesterol etc..
- - - - - - - - - - - - - - - - - -

Originally Posted by The Hopp

Does anybody know if you can pay for the Mountain OES system if you don't use them as your IMO? I would like to try it.
ALISS is about 85% of what everybody needs. It not only has the integrated quoting software but it keeps all your client information and has a fillable form that transfers all the information to the application once you app out the client. It makes the whole process real easy. That being said there are some things that need to be improved on.
I just can't believe there aren't a few different all-in-one systems out there to choose from?

I don't believe you can pay for there system but you could always sign up for you of there carriers...The OES system also prepopulates the app for the standard carriers, they also have a mass emailer not to be confused with an autoresponder and when paired with there ability to search client data can pull together a list of clients meeting certain conditions ie say you want to email all clients age 40-60 who purchased an underwritten product in the past 4 years to see if a term exchange program might be beneficial to the client. They will also provide a website to agents that do a certain amount of business with them. The downside of the OES system in my opion is that it is a little more clunky then ALISS....There is no screen of your leads to call with a red or yellow light letting you know how many times you have called them. What I do instead is do a search of people in the lead status by lead vendor so I know if they are requesting mortgage life as opposed to just life and they have a quickview that allos me to see contact info to make the call...from the quick view I can change there status and imput notes.
- - - - - - - - - - - - - - - - - -

Originally Posted by SportsNut

You can integrate a link to the Aliss quoter into your site. I think if you check WFS's site you will see the quoter link embedded into his site. I think there are a few others here that use the same embedded link also.

But you are correct, the Aliss system has more than a few drawbacks. Could you elaborate more about the Mountain OES system...? So it sounds like if you use them for your IMO that the use of the program is included?

I had forgotten about the link...I have a hard time with online quote engines in that most people with average health think the are preffered best and those with less than average health think they are standard when they will be table 6 plus to decline.

I guess the biggest reason I like the OES system is that I feel the ALISS system is used in a very small capacity ie it puts you on a track to call prospects once you've reached them you can quote them and do the app...Yes it will keep in touch with the client with preset emails (if you can get the timing right) and allows you to keep up on your pending policies in 1 place (OES does this as well) but once the policy is issued unless I was missing it ALISS doesn't have any way of keeping in contact with existing customers, or offer you a way to mine you customer list for other products life life settlements or offer policy reviews etc..

I have found I can do everything I did in ALISS I can do in OES as well but as I mentioned it is a little more clunky and I am constantly finding new ways to use it...

My major reason I have moved to the OES system has more to do with Mountain Financial and its responsiveness compared to what I was using through ALISS...My direct upline was awesome but above him things broke down more than a few times.

If your not a majore life producer can you justify the cost of Aliss...if you don't want to do the whole process you can use the Myconcierge system where you just need to get a commitment from the client then hand it off, you get a reduced commission but don't have to handle the case any further, whats nice is that you can choose this option on a case by case basis...I haven't used it because I want to keep on top of my cases and worry about losing people by saying my office will be in touch within 48 hours when I can just as easily take the app while I have them on the phone.

[Ami]

Originally Posted by CHUMPS FROM OXFORD

OK...Here is what I am looking for. Of course...a quote engine for most/all of the major carriers. And an autoresponder would be terrific as well. And that's about it.

The quote engine is the main thing that would allow me to incorporate it into an email in a presentable way.

FYI, you may benefit by checking into the CompeteUS(tm) software. At a total cost of only $79 per year, all inclusive, CompeteUS includes various unique functions, such as OptiSearch - providing for surveys based on face amount as well as on budgeted premium amounts.

CompeteUS resides on the computer, meaning that you don't have to be on-line in order to use the software. Moreover, the total cost of only $79 per year also includes plug in of the WinQuote online quote engine for your website, plus financial tools, and at no added cost.

Disclosure: I am the designer of the CompeteUS software.

Ami

[CHUMPS FROM OXFORD]

Ami...Thanks for the information and I appreciate the disclosure. That's always nice.

I spoke to Aliss yesterday and it appears they work with only 10 companies. That's fine in 90% of the cases, but a bit of a concern.

CompuLife sounds like it would work best for me.

Ami...are you familiar with CompuLife and if so, what are the differences in your system and theirs?

Thanks
Chumps (I'm not really a chump...or a chimp)

[Ami]

Ken, I'm familiar with several other systems out there incl. EBIX, iPipeline, etc., each having their own merits.

Regarding the CompeteUS system, my suggestion is that you download the free 30-day demo from www.competitornet.com and check things out for yourself. It really depends on what will provide you with the best value for your money.

Our corresponding life insurance software for Canada, LifeGuide (covering, at great detail, the full range of products incl. term, perm,, UL, CI, LTC and specialty products) is the leading, most advanced and most widely used multiple-company life insurance software in Canada. We intend to replicate the success of LifeGuide in Canada with similar success for CompeteUS in the United States.

All that said, however, I'd suggest that you examine the various options available to you. Fortunately, insofar as term quotation and comparison software is concerned, you have quite a wide selection to choose from.

Disclosure: I am the designer of the CompeteUS software as well as the LifeGuide software. At present, and unlike LifeGuide, CompeteUS does not yet include Critical Illness (CI) and Long Term Care (LTC) products. While I am the designer of these software systems, these systems are produced and distributed by our firm - a specialty professional software firm employing a good number of full-time computer software specialists, and having a successful record of strong and continuous growth since 1992.

Ami

[CHUMPS FROM OXFORD]

I wonder if I am Ken from Canada. Oh well. Better than Barbie, I guess.

[Ami]

Originally Posted by CHUMPS FROM OXFORD

I wonder if I am Ken from Canada. Oh well. Better than Barbie, I guess.

Oooops... my apologies... writing two notes at two separate discussion boards (one in Hebrew and one in English) at the same time does have its hazards.

"Ken" is the word for "Yes" in Hebrew. I intended to say "Yes, I'm familiar with several other systems out there...".

[CHUMPS FROM OXFORD]

Ah...OK. Thanks. Shalom and tell Bibi to kick Iran's ass before we do!