Life of the Southwest

Mr. Bill · 09-04-2007, 09:17 AM

Does anyone have any feedback on this company? Good, bad, indifferent? I've heard they start contracting at 75% - is that true? Thanks

WBunch · 09-04-2007, 11:12 PM

I have a contract with LSW...I could not tell you what they start at I have 90% life and 11% on there top annuity product.

rocky top buzz · 09-05-2007, 02:42 PM

We broker LSW. I cannot post on here what we pay, but if you want to drop me a line I'll send you our top schedule.

LSW has an excelltn indexed product with some built-in riders to help close a sale. It's definitely worth looking into.

James · 09-06-2007, 02:44 AM

Originally Posted by WBunch

I have a contract with LSW...I could not tell you what they start at I have 90% life and 11% on there top annuity product.

Are you saying that they pay the same 90% on both UL and Term? Do they have a good WL Policy?

James · 09-06-2007, 02:45 AM

Originally Posted by rocky top buzz

We broker LSW. I cannot post on here what we pay, but if you want to drop me a line I'll send you our top schedule.

LSW has an excelltn indexed product with some built-in riders to help close a sale. It's definitely worth looking into.

Is there a law against you posting top or normal commissions?

Markingriffin · 05-23-2008, 06:34 PM

I thought they were out of business.

TimLett · 05-24-2008, 12:01 AM

Originally Posted by Markingriffin

I thought they were out of business.

Haven't been keeping up with the industry too closely, have you???

mswebb06 · 05-24-2008, 06:50 PM

I take it you are feeling better T.L?

TimLett · 05-24-2008, 10:28 PM

Originally Posted by mswebb06

I take it you are feeling better T.L?

Yes, and thank you for asking. After sleeping

for the better part of the week, today was the first day this week I have really ventured out. However, I am a bit tired tonight. Got sunburned on the face pretty bad today during three baseball games...two with my 8 year old and one with my 12 year old. But, that's ok...3 games, three wins.

As for my pointed remark above...I pride myself in being able to spit nails even at my lowest point.

HomeService · 05-25-2008, 12:32 AM

One of my brokerage houses I use- is telling me I should sell LSW but I really know nothing about them. Elaborate, somebody, please.

ims01 · 05-31-2008, 12:11 PM

LSW has some excellent UL and Annuity products especially Indexed products. Their Guatenteed Lifetime Income Rider on the Indexed Annuity is one of the best features in the market for a client. Agent comp is very fair, but the agent share is up to the IMO.

TimLett · 05-31-2008, 11:01 PM

LSW is a good company with solid products. On their term, they are not close to competitive until you get into the higher bands....over $500k Face Value. Their UL products, along with the included riders, are some of the strongest impact products you can put on the table. -- I'm not saying that "better" isn't out there....just saying that this is good stuff.

JMO Fan · 06-02-2008, 10:19 AM

Originally Posted by Markingriffin

I thought they were out of business.

Bought in 1996 by National Life (VT), but

still marketing its own products.

eilife · 06-04-2008, 02:08 PM

Good company have ei products that are good

johncm · 06-18-2008, 01:00 PM

Great products! for sure. No smoke and mirors on the annuity side like some. Great pay on the annuity. I am at 11% on some of the annuity products and 90%contract with life. Not competitive on the term products, but than again they are a great company.