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Reply to Finding Clients to Have the LTCi Conversation     
Old 03-01-2017, 02:57 PM   #11
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VolAgent on Finding Clients to Have the LTCi Conversation
 
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Finding Clients to Have the LTCi Conversation Re: Finding Clients to Have the LTCi Conversation
Originally Posted by goillini52 View Post
That went over my head.....
https://www.google.com/url?sa=t&rct=...48441817,d.amc

Sorry, it is tiny horse. Hard to make out sometimes.

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  Reply With Quote to Finding Clients to Have the LTCi Conversation

Old 03-01-2017, 02:59 PM   #12
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goillini52 on Finding Clients to Have the LTCi Conversation
 
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Finding Clients to Have the LTCi Conversation Re: Finding Clients to Have the LTCi Conversation
Originally Posted by VolAgent View Post
https://www.google.com/url?sa=t&rct=...48441817,d.amc

Sorry, it is tiny horse. Hard to make out sometimes.


OMG...I won't be buying any more Dr. Pepper.
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  Reply With Quote to Finding Clients to Have the LTCi Conversation
Old 03-01-2017, 03:12 PM   #13
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Finding Clients to Have the LTCi Conversation Re: Finding Clients to Have the LTCi Conversation
Originally Posted by goillini52 View Post
Thanks a lot SuperWomen. You're the 2nd person in the past hour to make me spit my Dr. Pepper back up.
Dr. Pepper? I would've taken you for a Tab man
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Old 03-01-2017, 03:58 PM   #14
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Finding Clients to Have the LTCi Conversation Re: Finding Clients to Have the LTCi Conversation
Originally Posted by SuperWoman View Post
State Farm, like Allstate, are P & C. Their life is expensive and, in my opinion, not competitive to better carriers.


we're talking about LTC insurance not life insurance.
what difference does it make if "their life is expensive".
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Old 03-01-2017, 04:01 PM   #15
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goillini52 on Finding Clients to Have the LTCi Conversation
 
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Finding Clients to Have the LTCi Conversation Re: Finding Clients to Have the LTCi Conversation
Originally Posted by SuperWoman View Post
Dr. Pepper? I would've taken you for a Tab man
I've drank Tab before, didn't know they still made it. One thing's for sure, after watching that commercial that Vol put up...I won't be drinking any more Dr. Pepper.

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Street Comp, Nat'l CSG, Open Releases...tell 'em goillini52 sent you
  Reply With Quote to Finding Clients to Have the LTCi Conversation
Old 03-01-2017, 04:05 PM   #16
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VolAgent on Finding Clients to Have the LTCi Conversation
 
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Finding Clients to Have the LTCi Conversation Re: Finding Clients to Have the LTCi Conversation
Originally Posted by Mr_Ed View Post
we're talking about LTC insurance not life insurance.
what difference does it make if "their life is expensive".
On a more serious topic. People will judge State Farm on life and LTCi based upon their claim experience on the home and auto. While I always had good experience, there are plenty who did not.

Ultimately it doesn't matter to me, not captive to State Farm and the last time I sold an LTCi policy it was from MetLife.

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Originally Posted by goillini52 View Post
I've drank Tab before, didn't know they still made it. One thing's for sure, after watching that commercial that Vol put up...I won't be drinking any more Dr. Pepper.
It is for Diet Dr. Pepper if it makes you feel any better.

I really do question the commercials though. Most seem directed towards men and I don't see most guys reacting well to Lil Sweet. I couldn't care less that he is flaming, but he is high pitched and annoying.

------------------------------------
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  Reply With Quote to Finding Clients to Have the LTCi Conversation
Old 03-01-2017, 04:07 PM   #17
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goillini52 on Finding Clients to Have the LTCi Conversation
 
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Finding Clients to Have the LTCi Conversation Re: Finding Clients to Have the LTCi Conversation
Originally Posted by VolAgent View Post
On a more serious topic. People will judge State Farm on life and LTCi based upon their claim experience on the home and auto. While I always had good experience, there are plenty who did not.

Ultimately it doesn't matter to me, not captive to State Farm and the last time I sold an LTCi policy it was from MetLife.

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It is for Diet Dr. Pepper if it makes you feel any better.

I really do question the commercials though. Most seem directed towards men and I don't see most guys reacting well to Lil Sweet. I couldn't care less that he is flaming, but he is high pitched and annoying.

It doesn't make me feel any better, because I'm drinking Diet Dr. Pepper.
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Old 03-01-2017, 05:02 PM   #18
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Finding Clients to Have the LTCi Conversation Re: Finding Clients to Have the LTCi Conversation
Originally Posted by Mr_Ed View Post
we're talking about LTC insurance not life insurance.
what difference does it make if "their life is expensive".
Should've added....and so is their LTC. Aren't they "add ons's to a P/C agency? I would not choose that for myself, personally. But that's just me.

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Just saw that commercial. LOL. He was like a mini Prince. Lil Sweet

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  Reply With Quote to Finding Clients to Have the LTCi Conversation
Old 03-01-2017, 05:59 PM   #19
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Finding Clients to Have the LTCi Conversation Re: Finding Clients to Have the LTCi Conversation
Originally Posted by SuperWoman View Post
Should've added....and so is their LTC. Aren't they "add ons's to a P/C agency? I would not choose that for myself, personally. But that's just me.

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Just saw that commercial. LOL. He was like a mini Prince. Lil Sweet


Of course there are some companies that have premiums that are 2x to 3x what other companies charge. Just look at AARP/NYL. That's about 3x what other companies charge.

You said there were only 5 companies selling it now. There's about 13.
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Old 03-02-2017, 12:39 AM   #20
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DHK on Finding Clients to Have the LTCi Conversation
 
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Finding Clients to Have the LTCi Conversation Re: Finding Clients to Have the LTCi Conversation
Originally Posted by SuperWoman View Post
State Farm, like Allstate, are P & C. Their life is expensive and, in my opinion, not competitive to better carriers. It's kind of like Dentists who now also offer botox injections, in competition with a plastic surgeon, or Dermatologist.

Both are doctors, but wouldn't you rather have the person who is trained and specializes in that specific field/product?

Or would you rather have a Proctologist give you Botox injections in your face?
Van Mueller ($1m+ annual producer) has been teaching State Farm agents how to sell. Just listen to the first few minutes of this presentation that he gave at the 1st of February. He may be "playing to the crowd"... but he certainly gives his opinion on State Farm and their policies. (The entire presentation is about 4 hours.)

You Tube

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After the first few minutes, fast-forward to 29:00 and pick it up from there.
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