A client bought a 6 pay Lincoln Moneyguard policy through me 2 months ago. Diagnosed with brain cancer today. Terrible situation but has the life insurance benefit and a 0 day ep if he needs care.
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Life/LTC Combo Products Are NOT Cheaper Than Stand-alone LTCi Policies
- Thread starter Mr_Ed
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- 318
Terrible is right. Too bad he bought it through you.
A real insurance agent would have sold him a policy that included a critical illness living benefit, and he wouldn't have to wait to see "if he needs care."
A real insurance agent would have sold him a policy that included a critical illness living benefit, and he wouldn't have to wait to see "if he needs care."
I suggest you do that with your clients that approach you to obtain long term care coverage.
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Come on Scott, What was interesting? Nothing of substance was said? Just more click-bait which is what the whole internet has become. Worthless mindless click-bait.
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- #17
you missed that awesome exchange between LTCShop and some agent in NC. He sold his wife $200K life/ltc IUL for over $400 per month in premium, thinking it was just a little bit more premium than a straight LTCi policy.
He was shocked to learn that his wife could have gotten $200K of LTCi for about $130/month.
you missed that awesome exchange between LTCShop and some agent in NC. He sold his wife $200K life/ltc IUL for over $400 per month in premium, thinking it was just a little bit more premium than a straight LTCi policy.
He was shocked to learn that his wife could have gotten $200K of LTCi for about $130/month.
I was shocked to write $650,000 of hybrid premium this week.
Shocked, I tell you.
Just went back to see your exchange.
Scott, please take it easy on the LTCi rookies
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What a nice bunch-o-folks Y'all are... one of these days someone should organize "no holds barred" insurance agent league, televised of course. UFC would go out of business.
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Rrright... Spamming Wikipedia on the other hand... those were the good times.
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