Mutual of Omaha has the best international benefit right now for traditional LTCi.
As far as NW CareMatters:
International benefits: If the insured lives out of the country during the benefit period, the policy will pay 50% of the maximum monthly benefit amount of the LTC
acceleration rider and 50% of any LTC
inflation protection rider. No international benefits are available under the LTC
Extended Benefit rider.◦The maximum lifetime benefit is not reduced, but it will extend the period that the maximum lifetime benefit is paid out.
◦If the insured returns to the U.S., the amount available each month will return to 100% of the maximum monthly benefit.
◦Extension of benefits availability will resume if the insured returns to the U.S. and the maximum lifetime benefit amount is not exhausted.