One America Street Compensation

Senior Market Sales is pushing this lately, talk to Andy in the annuity department.

I would like to see One America's products talked more on here. I wonder what the pro's think of them?
Just like any product, they're excellent for the right client / scenario and awful for the wrong client / scenario. I think, frankly, they oversell the lifetime benefit feature, because unless clients are willing to pump massive amounts of cash into the policy the monthly maximum is pretty low. Annuity Care has been a great fallback for several of my clients who couldn't be underwritten for traditional LTC, and the annuity care product is a good product.
 
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