Oxygen to Treat Undiagnosed Fibromyalgia

[Mackaroo]

I have a client who has been using oxygen therapy (self-administered, 15 minutes per day) for less than a month and no LTC company I've checked with wants her. No other meds, 65, everything else OK. She is interested in life as well. Any solutions?

 

[Arthur Rudnick]

originally posted by Mackaroo

I have a client who has been using oxygen therapy (self-administered, 15 minutes per day) for less than a month and no LTC company I've checked with wants her. No other meds, 65, everything else OK. She is interested in life as well. Any solutions?

You're out of luck for either a stand-alone LTC policy of a hybrid Life/LTC policy.

Hybrid policies do both LTC & Life underwriting. No one using oxygen is insurable.