When is The Best Time to Buy Long Term Care Insurance?

[stephaniecyrus]

At what age is the best time to purchase long term care insurance?

 

[christophertux]

Long term care insurance premiums are age based. The earlier you buy lower the premiums will be. And the best age to buy a long term care insurance is at the age of 40 mathematically speaking. But the young and healthier you are means big savings when it comes to long term care insurance.

 

[Tahoe Ray]

At what age is the best time to purchase long term care insurance?

How old are you? The likely answer is yesterday......

 

[xrac]

When you have assets you need to protect and when you can afford it.

 

[axeman462]

At what age is the best time to purchase long term care insurance?

I know alot of people dont exactly like Suze Orman (including myself) but sometimes she says things that makes sense. She suggests the best age to buy is in your late 50s...

 

[ltcadviser]

At what age is the best time to purchase long term care insurance?

I believe this is the dumbest question that somehow is asked repeatedly.

 

[LTCi Consultants]

The late 50's suggestion could be okay for the person that is still in excellent health in their late 50's. But ask the person who had an Alzheimer's onset at 52 or a stroke at 49 if waiting until their late 50's was a good choice.

www.LTCInsuranceConsultants.com

 

[scagnt83]

The best time to buy LTCI is now.... or yesterday... but not tomorrow...

 

[xrac]

Right now is always the best time to buy any insurance. 9 times out of 10 there will never be a better time.

 

[TriciaS]

I had an agent ask me that in a CE class this week. The day before you have a claim, or loose your insurability. If you can tell me when that is great, otherwise, now because something has happened in your life that is making you think about it.