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Reply to When Should I Apply for Long Term Care LTC-insurance     
Old 06-26-2015, 01:08 AM   #1
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When Should I Apply for Long Term Care LTC-insurance When Should I Apply for Long Term Care LTC-insurance
When should I apply for Long Term Care LTC-insurance?
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Old 06-26-2015, 07:42 AM   #2
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GreenSky on When Should I Apply for Long Term Care LTC-insurance
 
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When Should I Apply for Long Term Care LTC-insurance Re: When Should I Apply for Long Term Care LTC-insurance
Originally Posted by Mathewmiller View Post
When should I apply for Long Term Care LTC-insurance?
Take care of the dental, vision, disability insurance first. You know, the items you asked about in your previous posts.

Rick
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Old 06-26-2015, 07:45 AM   #3
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Newby on When Should I Apply for Long Term Care LTC-insurance
 
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When Should I Apply for Long Term Care LTC-insurance
Originally Posted by Mathewmiller View Post
When should I apply for Long Term Care LTC-insurance?
As soon as you become aware that you may need it someday.
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Old 06-29-2015, 02:50 PM   #4
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When Should I Apply for Long Term Care LTC-insurance Re: When Should I Apply for Long Term Care LTC-insurance
When you are as young and healthy as possible. If you will not be getting younger and healthier, better to do it before these things change. Only get it if you can continue paying the premiums for the rest of your life. Don't bother if you have no assets and affordability is questionable. NY State says the best decade is in your 40's, but don't not get it if your 40's are in the past.
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Old 06-29-2015, 09:35 PM   #5
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ltcadviser on When Should I Apply for Long Term Care LTC-insurance
 
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When Should I Apply for Long Term Care LTC-insurance Re: When Should I Apply for Long Term Care LTC-insurance
Originally Posted by Mathewmiller View Post
When should I apply for Long Term Care LTC-insurance?
When you want it; when you can afford it; and when your health allows you to get it.
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Last edited by ltcadviser; 07-01-2015 at 09:50 PM.
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Old 07-01-2015, 08:20 PM   #6
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When Should I Apply for Long Term Care LTC-insurance
You're asking agents. I won't tell someone to "wait until so and so age" because if your health changes, I know as an agent I ain't done my job. Just because someone is "willing" to buy doesn't mean the insurance company wants to take a risk.
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