Correct me if I'm wrong, but aren't insurance carriers required to furnish a consumer with plan brochures if requested.
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[COLOR=#000066]"Tell me and I will forget. Show me and I will remember. Involve me and I will understand." Confucius
What's the difference if there is a waiting period or not if the policy covers very little anyhow.
I'm actually running into quite a bit of Mega locally. I normally tell them to google "Mega", and last I checked, there is a ton of Rip-of-Report and Scam stuff on the first page. I have actually had some push back from a few people telling me they liked Mega, and it would help to have some knowledge of what they pay and what they don't versus just telling them it's a piece...
I thought that was the case. Call the bastards up and request a brochure or take previous advice and have an agent come out to see you..... Make sure you recruit him
I thought that was the case. Call the bastards up and request a brochure or take previous advice and have an agent come out to see you..... Make sure you recruit him
I lost one tonight to these people. They claimed they sold "Individual Group Plans" - they NEVER quote price or show BROCHURE.
These agents are in the appointment setting business, period. They use unbelievable techniques to get appointments.
The reality is if they get the appointment a good agent will close 90% , they are trained to not leave without the check.
I hear all of the time from consumers that they will not cancel the appointment because they want to "compare", I will call them the next day - and they bought. Every time.
I lost one tonight to these people. They claimed they sold "Individual Group Plans" - they NEVER quote price or show BROCHURE.
These agents are in the appointment setting business, period. They use unbelievable techniques to get appointments.
The reality is if they get the appointment a good agent will close 90% , they are trained to not leave without the check.
I hear all of the time from consumers that they will not cancel the appointment because they want to "compare", I will call them the next day - and they bought. Every time.
They're ridiculous. I closed about 90% when I started with UA, but persistency is the kicker here. It's kind of hard to selling against them once a Mega agent has brainwashed a customer too... Customers don't have a clue what they're buying and most only care about price... until they have a claim.
The best tactic I use against Mega is just referring the client to google and telling them to type in Mega Life.
Or... I'll say, "Well, if you really want a B+ rated company that's been fined hundreds of thousands of dollars by TDI for mishandling clean claims, I understand..." Click... many will call back.
I would never send the consumer that TDI stuff. They can look up any top company and find a bunch of trash.
I don't give them the link TX... I was giving the link to you guys to back-up my statement. As mentioned, Mega has way more trash with a simple google search than any insurance company...
Mega - Female waiting period
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