Need advice on permanent life policies

seenati · 06-12-2008, 01:02 PM

I am currently selling term life insurance policies. Recently, I have come across several leads that are mid 50's to mid 60's looking for permanent life insurance coverage of 50,000. Can someone give me their recommendation on what product and or carrier would be best.

somarco · 06-12-2008, 02:01 PM

Really no way to answer your question. For some of those folks, a small, simplified issue policy will work. Others may require more extensive, impaired risk underwriting.

Newby · 06-12-2008, 03:51 PM

Originally Posted by seenati

I am currently selling term life insurance policies. Recently, I have come across several leads that are mid 50's to mid 60's looking for permanent life insurance coverage of 50,000. Can someone give me their recommendation on what product and or carrier would be best.

I like Shenandoah's participating whole-life (not Golden Promise) for that. There are many others that are good too.