The new American Memorial FE product (owned by Assurant) is now available and will be rolling out a way to do internet apps in the next few weeks.
No E&O required
No face to face required (soon to be no wet signature)
ALL approved applicants will be full coverage first day
Participates with the Dignity Planner.com website
Great commissions with LIFETIME level renewals
Maintance meds do NOT count as treatment on the health questions! If someone had a heart stint 2+ years ago and still takes maintance meds...they can answer no to the health question.
Up to 9-month advanced commissions. Earned commissions are not subject to chargeback.
American Memorial is rated A Excellent with A.M. Best
Available for ages 0-85
Assurant/American Memorial will pay your appointment fees for you in any states you are licensed to sell in
Lifetime, Lifetime, Lifetime full renewals!!!! Not 10-years! Not a reduced amount!
Why you want to contract through me:
I was the top contract writing individual agent for American Memorial in 1999 (216 new life contracts) AND I was one of only 6- Presidents Club qualifiers for Assurant Preneed in 2003. I have a great contract and will be your "go to" person if you contract through me. I can give you the top contract you qualify for and can increase you as you become a top producer.
You are not captive to me in any way. Add this to your offerings with no production requirements.
I was offered 125 contract with western resource marketing
Out of idaho what can you offer? he says fixed chargeback for year in plan also. i have baltimore with him
i was offered 125 contract with western resource marketing
Out of idaho what can you offer? he says fixed chargeback for year in plan also. i have baltimore with him
I can give you a better chargeback option. Commission percent will depend on your production. 125% is do-able IF you are a high producer.
Send your info to my e-mail address if you are interested.
Not that it counts for much, but I'd like to throw my endorsement behind this product. I find this product to be a well developed and worthy product for both the agent and the client. The policy is backed by a very reputable company and they provide a pre-need follow up service for the client. As the agent, you get lifetime leveled renewals, and the policy is very easy to write. Their POS call is also very on target and does not deviate from the questions in any way. I have found their underwriting to be more relaxed than most, but not all, carriers. The standard policy offers only a short term look back, allowing clients who have had major medical issues over 12 months to receive immediate coverage instead of a graded benefit.
I recommend that FE agents investigate into this product and the NMOs that offer the product
not that it counts for much, but I'd like to throw my endorsement behind this product. I find this product to be a well developed and worthy product for both the agent and the client. The policy is backed by a very reputable company and they provide a pre-need follow up service for the client. As the agent, you get lifetime leveled renewals, and the policy is very easy to write. Their POS call is also very on target and does not deviate from the questions in any way. I have found their underwriting to be more relaxed than most, but not all, carriers. The standard policy offers only a short term look back, allowing clients who have had major medical issues over 12 months to receive immediate coverage instead of a graded benefit.
I recommend that FE agents investigate into this product and the NMOs that offer the product
I am sure "Assurant and Foresters" are both very grateful for your "support".
I'm not sure what you're insinuating so I'll just leave it be. I offer Assurant my support on the FE product, I offer Forester my support on the UL product. I support them both proudly and publicly.
The Assurant FE product does present an interesting niche.
So far as price is concerned, they are definitely not low! In fact, I would say that only a few other carriers are going to be more expensive than AML. That being said, their underwriting is one of the most relaxed I have seen; and their Dignity planning is also a nice added value. Their questions are also very on tract, and I've never had a POS get off course.
The price is not going to be selling point on this product, but the value may definitely be appropriate for many people.
I truly like the fact that their products are all immediate face value and that they can have a larger face value with a wide range of issue age.
New Assurant Final Expense Product
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