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OK, lady I just talked to said her friend has "New Era" health insurance. Anyone know who this is. I never have, and a google ...


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Old 01-05-2009, 12:00 PM   #1
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OK, lady I just talked to said her friend has "New Era" health insurance. Anyone know who this is. I never have, and a google serch produces a linkie to an affiliate site, i think. Nothing in google about a health plan called new era. Is it a discount card?

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Old 01-05-2009, 12:12 PM   #2
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moonlightandmargaritas on New Era Health Insurance? - Insurance Agent Forum
 
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New Era? I thought they made baseball caps?
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Old 01-05-2009, 12:43 PM   #3
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Haven't seen them in a while. Thought they were out of business.

They offered (in GA at least) a limited benefit plan and a gtd issue STD plan. Mostly junk. Thought I got something from them maybe 2 yrs ago asking for me to return all marketing material.
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Old 01-05-2009, 02:25 PM   #4
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New Era offers Medicare Supplements. They are based in Houston.

Last edited by dhecker : 01-05-2009 at 02:26 PM. Reason: spelling
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Old 01-05-2009, 03:31 PM   #5
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New Era Life Insurance Companies

Never saw this before. The carrier site has NO information on product line.

https://apps.tdi.state.tx.us/pcci/pc...p?tdiNum=79450
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Old 01-05-2009, 05:29 PM   #6
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New Era is primarily a med supp and final expense carrier, but they do also offer an indemnity medical plan. I've seen it but don't recall all the details. If you want to learn more contact Ritter Insurance Marketing www.ritterim.com and ask for Jed.
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Old 04-24-2009, 11:32 PM   #7
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New Era is great. email me at nadolskya@aol.com if you want more info.
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Old 04-25-2009, 09:25 AM   #8
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Define great.
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Old 04-25-2009, 09:39 AM   #9
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myinsurebiz on New Era Health Insurance? - Insurance Agent Forum
 
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If you use their network (BeechStreet in most areas) - your deductible will be subsidized I understand.

$25 Doctors Co-Pays.

Commissions are alright - street is around 25%.

They also have FE and Med Supp.

Tom
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Old 04-25-2009, 10:23 AM   #10
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They have a place. New Era is primarily a catastrophic plan. They do accept diabetics, but they are I believe a 1 million cat plan. Rates are real decent. People are taking people off of major med and putting them on New Era, that I dont believe in.
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Old 04-25-2009, 10:29 AM   #11
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Originally Posted by Insurance Man View Post
They have a place. New Era is primarily a catastrophic plan. They do accept diabetics, but they are I believe a 1 million cat plan. Rates are real decent. People are taking people off of major med and putting them on New Era, that I dont believe in.
They aren't a Cat plan - they are traditional MM - inpatient, outpatient (with rider), Doctors Co-Pays, RX, etc . . .

The difference is they help or totally pay the deductible for inpatient if you get services performed within their PPO.

Tom
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Old 04-25-2009, 01:52 PM   #12
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In Texas, New Era's under 65 plan is not filed as a Major Medical, but as a Limited Benefit Medical Surgical Expense Plan.

Below is the link for the National Marketing Organization for New Era

Advantage Marketing Systems-Home Page
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Old 04-25-2009, 02:58 PM   #13
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Im not sure where you see that new era is major med. On there own website www.neweralife.com doesn't mention major med. Yes there are riders for everything like doc visits and rx. I am looking at thier brochure and it says $2,000,000 catastrophic health plan, an individual basic hospital & Surgical Expense policy. Now if they just came out with a major med I would like to know.

Originally Posted by myinsurebiz View Post
They aren't a Cat plan - they are traditional MM - inpatient, outpatient (with rider), Doctors Co-Pays, RX, etc . . .

The difference is they help or totally pay the deductible for inpatient if you get services performed within their PPO.

Tom

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Old 04-25-2009, 11:29 PM   #14
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Sold a few of these.
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Old 04-26-2009, 01:27 AM   #15
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Tom: Why are you always positioning these mini medical plans as major medical? Do you always have to be one of the first to defend these limited benefit plans? Its NOT major medical.
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Old 04-26-2009, 02:24 PM   #17
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So is this New Era a viable option for Diabetics? Does anyone have any history on them paying claims the way they are supposed to?
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Old 04-26-2009, 04:02 PM   #18
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Looks like they are just as much an option for diabetics as Aetna. Given the choice, all other things being equal, pick Aetna.
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Old 04-27-2009, 10:57 AM   #19
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I have never had even had a non medicated diabetic ever accepted on Aetna.
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Old 04-27-2009, 12:03 PM   #20
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I have two, plus some bipolar's, folks with kidney stones. They do some strange things.

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