angwagner, did you say you were going to post a picture of you gettin freaky on the beach? Or did I miss read that?
Pat, I was referring to you not being here anyomore. I don't know why you would be. I don't know anyone that would take advice from you. You are pushy and trying to manipulate people when there are no facts. It seems the only reason you are here is to recruit. Tuff luck.
Well I am very sad there isn't any new info here, now I guess I get to worry all weekend long about the details.
Hey Frank, I am glad the ass joke wasn't to the wrong person lol, after I posted I was worried.
So< is everyone ruling warren buffet out?
What are you talking about? I am pushy and manipulative? I am only on here to recruit? You don't have a clue what you are saying. I haven't any desire to recruit from this board. I haven't even officially signed up. Ask the people on this board who I have spoken with and emailed if I am trying to recruit, am manipulative etc. I have many people who not only get (but welcome my advice) as I am a leader in several different groups and capacities.
What are you talking about? I am pushy and manipulative? I am only on here to recruit? You don't have a clue what you are saying. I haven't any desire to recruit from this board. I haven't even officially signed up. Ask the people on this board who I have spoken with and emailed if I am trying to recruit, am manipulative etc. I have many people who not only get (but welcome my advice) as I am a leader in several different groups and capacities.
I found this board looking for stuff on the zero premium and that is it. I have enjoyed the banter since and have been on here everyday. So, even your comment that you are surprised that I am back is off base. I never left. Talk about making comments "when there are no facts?" Your exact words to me.
Look, you got busted. You came here defending this program and also bashed Ali and as it turns out you yourself are recruiting. Nice try but as the kids say - you got owned.
Look, most of your appoitments are within the last year. My advice to you is actually concentrate on selling licensed products and don't go drooling over mythical ones.
And if you want unprofessional just take a look at your cheesy ad.
------------------------------------ Health Insurance Agents: Training, Support, Discounts, E&O for $440 www.ihiaa.com
Call us for a confidential review of your retirement vehicles and how you could achieve a [COLOR=#00008e]10% Bonus[/COLOR] on your portfolio along with the other advantages above TODAY!
[/COLOR][/COLOR][/COLOR]
And I have no idea what you're talking about. You have this ad still on your website so we're just trying to give you all the exposure you want. Heck, maybe hordes of agents will sign up with you and you'll be [COLOR=red]RICH!!![/COLOR] [COLOR=#ff0000][/COLOR]
[COLOR=black]However, you do claim to have details. Do you know the insurance company? The investors? [/COLOR]
Posting my website from information you got from my joining this site thats what is personal!!! I like to be anonymous and that is what I was expecting from here!
You don't get that I dont pass that information out??? So if no one has that E-mail and no one has the website no one can find it!!! Except for you two who have my e-mail and website address.
You two are amazing. Why would anyone join this board if you are going to use their personal info to attack them?
So lets make this clear. I am NOT selling this and I am NOT recruiting anyone until I know its real.
Just FYI STI...I am in Canada right now..which I am sure your detective work has figured out so I can't change the site until I get back to florida Tuesday. I am sure you wll be posting my flight number and SSN here shortly anyways so everyone can know the details!
John, I am not defending this product. In fact I even stated that I scaled back. I gave my opinon. So not sure why you continue to attack.
Of course, I like many here, believed an MGA that the product was here May 1st.
You were shilling and we don't allow shills. You came here defending this zero life program and tried to appear as if you were just a regular agent and in fact you're one of the recruiters. So your mission on this board was to calm people down about zero premium life so you could ramp up recruting or keep the people you have recruited.
We never post info on anyone on this board but we will indeed check to make sure newbies who post are not shills.
A shill, by the way, is somone who appears to have no financial interest in a product, touts that product, yet actually has a financial interest. This is done with stocks - somone will come onto a stock board, boast about the company while appearing indifferent yet they are actually a broker out to pump up the stock. That's actually illegal activity in the finance world. It should be also in the insurance world.
Your ad is still up on your site so I don't believe a word you say. You came here defending the product - appeared as if you had no attatchement to it - yet you're a recruiter. And you got busted.
Let's review your post so you understand where we're coming from:
First I have signed up for the opportunity to MAYBE sell this product IF it becomes available.
[COLOR=red]Misleading. You're recruting for this product but failed to mention that. You're trying to appear as if you're just a regular agent. [/COLOR]
Second, I did not have to pay $10.
[COLOR=red]Not ****. You're a recruiter.[/COLOR]
There seems to be erroneous inormation here that Ali and Miracle have an exclusive on this deal...FAR from it. That being said they should be ashamed of themselves for charging $10..Disgraceful. Ali should be investigated and criminal charges laid if possible!!!!
[COLOR=red]Trying here to knock out your competition so people will sign up through you and not Ali.[/COLOR]
Here is what I have been told on this deal. One of the reasons for the secrecy is that there are some very upset Insurance companies over this product (Surprising to anyone??). As many of you know it is just as difficult getting a product approved as it is the marketing material. that is also part of the delay! Without outing this completely, one of the MGA's who gets the bulletin from his DOI where this product has supposedly been approved, recieved a fax about his product. Nothing negative...but it has upset the apple cart with other companies!!!!
[COLOR=red]Not you're appearing to have secret info that no one else has. You're also trying to calm everyone down in an effort to either keep the people you're recruited or recruit more.[/COLOR]
These boards have not helped as nosey rosies have been calling DOI's causing concern where there may not be any.
[COLOR=red]ie; I'm having trouble recruting people because they're coming to this board looking for advice. [/COLOR]
To someone here who said they called a DOI who hadn't heard of the product, and you acted like this was evidence. Are you a rookie in this business??? Call Medicare 5 times to a question and try figure the correct answer. We are still dealing with the govt. and these DOI's never have the brightest bulbs working there...Anyone want to argue that???
There is no ONE investor!!! I can't believe anyone buys that there was one investor??? If you have been in the annuity business at all you know how many billions of dollars are out there wanting SAFE money to pass on to heirs...THINK about that for a minute.
[COLOR=red]So you know info about the investors? Do tell.[/COLOR]
I will say here that I am in a wait and see mode. I am excited about the prospect if it works. I ran the idea past a few of my medicare customers and they all said YES! I have agents that could sell easy 100 per month...So optimistic...YEAH!!!
[COLOR=red]You're in a wait and see mode while your website tries to recruit agents?[/COLOR]
Going way back on this thread a few of you were talking about morals in selling this "product". Here is my take. I used to work with a lot of churches with many in very poor areas. On of their biggest expenses were funerlas because people didn't have the money for ANY insurance. this put a burden on the entire community. So lets not sit on this board all high and mighty like there is no application for this product. Would I tell someone to cancel an existing product...absolutely not. But the add on would be nice. For those folks I spoke of in the poor neighborhood it would be a blessing!!! I pray every morning regarding my work that I am a blessing to someone. If this product is as advertised, it could be a blessing for a lot of people.
[COLOR=red]More shilling - trying to calm people down. Now you're the Red Cross?[/COLOR]
In closing, I hope it works but I am not holding my breath.... 15th couldn't come soon enough!
And here's the definition of a shill. See if it fits:
A shill is an associate of a person selling goods or services who pretends no association to the seller and assumes the air of an enthusiastic customer. The intention of the shill is, using [COLOR=#0000ff]crowd psychology[/COLOR], to encourage other potential customers unaware of the set-up to purchase said goods or services
I am not recruiting. Where do you get that? I am not on craigslist or anywhere else. So you are wrong! Get your facts straight. POST info here where you see I am recruiting or apologize!!!!!!!!!!
There is no $10!!!!! Not where I am at. Haven't been asked. I am also on a GA contract. SO how dare you make out I am lying about the $10!
I have 30 agents who work with me on other products. That is enough to do with my personal selling as well. From what I was told you don't qualify for higher contracts until you have 99 agents or higher.
I am not asking agents to sign up...So I am not knocking the competition for that...BIG reach! Read it again!!! I do think this charging $10 is rediculous. I agree with you and you bash me...HILARIOUS!!!
I am not trying to calm anyone down. Some of the information that I have does not jive with others here. SO I decided not to spread maybe UNTRUE information. Mybe I am wrong. Unlike others here my ego is small. I can admit mistakes and don't take pleasure in belittlling people. Now you are hammering me for that!!! That makes sense!
I am not looking for advice....Just trying to find the truth in this like everyone else. The information I had Tuesdasy was Florida was approved and it was being rolled out May 15th. By Wednesday the attitude had changed from the MGA and the positive wasn't so positive. So yes I was here to find information.
There is no one investor.... Common sense tells you that no one person is the investor. How many policies written times by a $30,000 one time premium or more. A little to rcih for most Billionaires dont you think. If it was one investor the program would be locked out because of lack of funds within a month or two!
There is NO WHERE on my site where I recruit agents. Nice try! I have also explained the site which you conveniently have missed. Read this carefully....My site is not given out yet!!!! I have other sites! Cripes!!
John you are wrong about me..You have no idea who I am and where my morals stand.
Your "outing" my site is extremely unprofessional no matter what you thought you were trying to do. I have been nothing but open and honest here. Try for a little mutual respect and ask me if I am recruiting or what not instead of accusing and bashing me!
So why come here and lie to us. You posted that you only signed up to possibly sell it. In the meantime you have GA contract and a website to recuit people.
Why not just come here and say "Listen guys, I signed a deal as a GA to offer this product to agents and now I myself and starting to wonder."
I just sent you a private message. Please read it.
For the last time. I have 30 agents myself. I sent them an email about the product. Thats it! My site nowhere mentions signing up agents and is not for public view except that you took my personal info from my signup and found it... You do know that in my public profie here does not show my email or website or anything else.
So please look again at the site... I posted the product (I guess) before I left. That is it.
I have been honest John ...You just care to read between the lines that it is sinister. Its just not true! I dont think you would appreciate someone on here questioning your morals or credibility? Of course not because you know the truth. I would appreciate the same from you. Ask questions...Don't acuse until you know.
I only psoted m,y views of why I think this product is good for a .lot of people. That is why I am interested in it.
Please do a little bit more research about me and call me as I have asked.
I would like my name and reputation cleared here before this gets even more out of hand!
It sounds like he came here just like the rest of us...to try and find out more information. For you guys to look up his personal info and post it is pretty low. I didn't see where he was recruiting. I think he made some good points. It's sad to see anyone with an opinion or possibly additional information get attacked so badly. Floridabroker....I hope you keep posting I know right after I signed up on this board I got a call out of the blue from some marketing company on the web. They wanted to know as an insurance agent what keywords I'd like to use to get me ranked in the top 3 Google, Yahoo, and MSN. I didn't think much of it, I work mostly the Medicare supplement market and mentioned medicare supplement, etc. I didn't sign up with these people, but thank goodness I didn't say Zero premium life insurance or I guess I'd be considered a recruiter to! Did anyone else get a call like this after signing up on this board???
So why come here and lie to us. You posted that you only signed up to possibly sell it. In the meantime you have GA contract and a website to recuit people.
Why not just come here and say "Listen guys, I signed a deal as a GA to offer this product to agents and now I myself and starting to wonder."
Honesty works.
"Florida" you are missing one major fact. John P. has been on this board from day one and has huge reputation for honesty, ethics, and industry/product (health) knowledge. We know him here and we DON'T know you.
We know that John has not singled YOU out to beat up on. John is simply doing his job as a list-mom here to protect the rest of us (newbies like myself) from preditor recruiters. He sees that as his role and no one objects to it because he does his research and makes strong, lucid, logical arguments.
You are best advised to either tell all you know about this zero prem product, or just lay low until it is formally announced.
I disagree with John on several industry related issues. He is not the resident Pope here. However, he has been here a long time, has been 'right' far more than he's been wrong, and if you remian in this venue you will come to see that he is not trying to harm you but instead to protect 'us.'
And yes, some of us (OK, me!) need some protection. Some of us are "right off the boat" and it would be very easy for us to get caught up in a license-losing scam. John is just trying to keep that from happening.
You obviously have a lot of insurance industry experinece... given my age it is more than I will ever be able to attain. But you have not learned the first rule of working a room... survey the scene, choose your words and 'targets' carefully.
You say you are not 'speaking' for this zero prem. thing. Well to my untrained ears, it sure seems like you were. I thought you were working with ins-chick and mary to line up guys like me to sell this thing.
The list-moms (Sam, John, etc.) will not let anyone highjack the board for recruting or advertising purposes. They have the support of 'all' of us on that. So you need to understand that when you come on here and present us a picture that makes us think you are a shill, that you are going to be called on it.
Why not just say "I'm sorry if you took it that way and I'll keep quiet on all of this untill the rollout." That would be the best thing you could do to 'save' your already tarnished reputation here (assuming that is important to you.... and I think it should be but YMMV.)
Or did I miss read that? 
I know right after I signed up on this board I got a call out of the blue from some marketing company on the web. They wanted to know as an insurance agent what keywords I'd like to use to get me ranked in the top 3 Google, Yahoo, and MSN. I didn't think much of it, I work mostly the Medicare supplement market and mentioned medicare supplement, etc. I didn't sign up with these people, but thank goodness I didn't say Zero premium life insurance or I guess I'd be considered a recruiter to! Did anyone else get a call like this after signing up on this board???
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