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I want to sign up. Send me the paperwork and I will fill it out, and send in $10...but I am not going to tell ...


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Old 05-08-2007, 08:07 PM   #921
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I want to sign up. Send me the paperwork and I will fill it out, and send in $10...but I am not going to tell you when. Maybe the 15th, maybe next month, maybe next year...

Would you want to business with me? Can you see the other side of this? If it is a legit opportunity, then great. But no one has proven that this is anything more then an idea that costs $10.
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Old 05-08-2007, 08:11 PM   #922
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This is a free site...no $10 allowed....I guess I wasn't allowed to list it...they took off the address..sorry guys.
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Old 05-08-2007, 08:23 PM   #923
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Kind of strange that i can't list the website for a non profit group that helps seniors with lowering their medication costs but we can list the website for that hustleflow site ????
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Old 05-08-2007, 08:37 PM   #924
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STIBROKER@AUSTIN.RR.COM on New zero premium life insurance policy/miracle/financial/group - Insurance Agent Forum
 
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Originally Posted by insurance0707 View Post
kind of strange that i can't list the website for a non profit group that helps seniors with lowering their medication costs but we can list the website for that hustleflow site ????

Let me translate.....I need leads to sell this 0 prem. life insurance deal and I will suck people in with the discount rx card because this thread is like getting 1000 hits a day(and kicking myself in the head because Dallas has 400 leads off her CL gig...).....we have had enough advertising on this thread and if you have some input find the right forum.....but discount rx is off topic and can be found from Mexico to Canada.....SO good luck with that.....
------------------------------------

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Old 05-08-2007, 08:50 PM   #925
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Sti...here's my private email that I sent to you...I'll post it for the board also...
This is not a discount med site. Please take a look at the site and you'll see. It's a non profit group that has put together a huge list of medications that seniors are taking.... It lists the income guidelines, the apps to get these medications for free, the company website, etc. I have helped many clients learn about this program and apply for it. They went from spending 200 - 300 per month down to $0. When you put in this kind of effort to help them, you're more than likely going to be the agent that gets their business. Yes, it's a pain, but by taking the extra effort, it shows them what kind of agent you really are. I guess I could have listed this in the post, but I figured it they went to the site, they would see what it's about.

XxxxxxThis has been one of the best sites i've found to help seniors.

I've given you Sti the website...check it out....it you feel it's worthwhile, you might want to let the other members know about it.




Insurance0707 @ Insurance Forum wrote:
> This is a message from insurance0707 at Insurance Forum ( http://www.insurance-forums.net/forum/ ). The Insurance Forum owners cannot accept any responsibility for the contents of the email.
>
> To email insurance0707, you can use this online form:
> http://www.insurance-forums.net/foru...ilmember&u=474
>
> OR, by email:
> mailto:mcconnell0707@yahoo.com
>
> This is the message:
>
> Hi Stibroker...was that inappropriate to list ?? It looks like you deleted the web address. I noticed other agents listing web addresses for people hyping the zero premium life...I thought listing a site that might actually help people wouldn't be a problem. Please let me know the guidelines.
>
> Thanks,
>
> Heather
>
>
>





Last edited by STIBROKER@AUSTIN.RR.COM : 05-08-2007 at 09:44 PM.
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Old 05-08-2007, 08:52 PM   #926
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STIBROKER@AUSTIN.RR.COM on New zero premium life insurance policy/miracle/financial/group - Insurance Agent Forum
 
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AND THIS IS WHAT IS SENT BACK.....

THEN START A NEW FREAKING THREAD AND IT WILL BE DISCUSSED THERE......IN HEALTH INSURANCE OR SR PRODUCTS.....


Heather McConnell wrote:


STIBROKER <STIBROKER@AUSTIN.RR.COM> wrote:
at this point in this thread there has really been enough advertising
And discount med's is off topic really...there are just 3 things we
Need to know in this thread.......try some of our other threads and give
Us some real life experience's and we all can learn.......

This is not a discount med site. Please take a look at the site and you'll see. It's a non profit group that has put together a huge list of medications that seniors are taking.... It lists the income guidelines, the apps to get these medications for free, the company website, etc. I have helped many clients learn about this program and apply for it. They went from spending 200 - 300 per month down to $0. When you put in this kind of effort to help them, you're more than likely going to be the agent that gets their business. Yes, it's a pain, but by taking the extra effort, it shows them what kind of agent you really are. I guess I could have listed this in the post, but I figured it they went to the site, they would see what it's about.

This has been one of the best sites i've found to help seniors.

Heather McConnell




Insurance0707 @ Insurance Forum wrote:
> This is a message from insurance0707 at Insurance Forum ( http://www.insurance-forums.net/forum/index.php ). The Insurance Forum owners cannot accept any responsibility for the contents of the email.
>
> To email insurance0707, you can use this online form:
> http://www.insurance-forums.net/foru...ilmember&u=474
>
> OR, by email:
> mailto:mcconnell0707@yahoo.com
>
> This is the message:
>
> Hi Stibroker...was that inappropriate to list www.needymeds.com ?? It looks like you deleted the web address. I noticed other agents listing web addresses for people hyping the zero premium life...I thought listing a site that might actually help people wouldn't be a problem. Please let me know the guidelines.
>
> Thanks,
>
> Heather
>
>
>




------------------------------------

Houston Life Insurance
Texas Life Insurance
e health insurance

Last edited by STIBROKER@AUSTIN.RR.COM : 05-08-2007 at 09:44 PM.
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Old 05-08-2007, 08:58 PM   #927
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Insurance Forum> Insurance Agents and Brokers Forum> Senior Insurance Products Forum

I thought I was posting in Senior Products Forum.....that's what it says...

Let's not beat a dying horse...I was just trying to give some useful information.
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Old 05-08-2007, 08:59 PM   #928
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Please stop using this pathetic bleeding heart excuse to tout this non-product. Most people who can't afford to bury themselves are in that position due to poor financial planning...period. This is your way of convincing yourself that you are doing a good thing with a bad idea. FE insurance is not expensive. $40/month and they are covered and if they tell you they can not afford it, it means one of three things:

From the companies that I use the prem are a lot higher than you posted for someone 65 or older.

65 yr old in great shape perfect health male whole life from United Home Life is 106 per mos and that's their best rate.

Union Natl for same person 130.9

That's nothing to sneeze at. So someone 65 or olderand they just happen to have made every bad decision in the world, for them to be able to leave their relatives 15k to bury them would be a Godsend. Apparentley, you have never been to the hood or even spoke to anyone who happens to live in the hood. So, while these people may be poor because of the bad choices they have made, if this product is true, atleast they will be able to buried with some dignity.


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Old 05-08-2007, 09:01 PM   #929
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Originally Posted by insurance0707 View Post
Insurance Forum> Insurance Agents and Brokers Forum> Senior Insurance Products Forum

I thought I was posting in Senior Products Forum.....that's what it says...

Let's not beat a dying horse...I was just trying to give some useful information.

http://download.skype.com/share/posting.swf
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Old 05-08-2007, 09:10 PM   #930
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Originally Posted by STIBROKER@AUSTIN.RR.COM View Post
let me translate.....I need leads to sell this 0 prem. life insurance deal and I will suck people in with the discount rx card because this thread is like getting 1000 hits a day(and kicking myself in the head because Dallas has 400 leads off her CL gig...).....we have had enough advertising on this thread and if you have some input find the right forum.....but discount rx is off topic and can be found from Mexico to Canada.....SO good luck with that.....

It would have been nice if you would have at least looked at the site before making this rude comment. You'd see that it is a site that helps people....not some scheme to "suck people in with the discount rx card" At least check things out before you make these kinds of comments and especially before you post them....good luck with that...
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Old 05-08-2007, 09:21 PM   #931
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Originally Posted by insurance0707 View Post
It would have been nice if you would have at least looked at the site before making this rude comment. You'd see that it is a site that helps people....not some scheme to "suck people in with the discount rx card" At least check things out before you make these kinds of comments and especially before you post them....good luck with that...

Try message board edict....once again...http://download.skype.com/share/posting.swf .....watch learn.... hell...call me....I will try to explain it to you......
------------------------------------

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Old 05-08-2007, 09:36 PM   #932
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Originally Posted by STIBROKER@AUSTIN.RR.COM View Post
try message board edict....once again...http://download.skype.com/share/posting.swf .....watch learn.... hell...call me....I will try to explain it to you......
yes sti I watched your video....Posting and You. It states 3 main topics...

1. Will it contribute
2. Has it been posted before
3. Is this the right forum

1. I think helping retiree's lower their prescription costs would contribute...hey that's just me.

2. Not that I've seen....but I do have a life, I haven't read every single post on this board.

3. Let me see...senior product forum, helping retiree's with their prescription costs....no I think we better stick with batman helping gothic city, pie in the face pictures, endless jokes about Ali and his driving record.

I'm sorry Sti...you're so right about this. You had better give me a call so you can explain it to me.
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Old 05-08-2007, 09:40 PM   #933
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We are almost to 1000 threads...whoo hoo!!
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Old 05-08-2007, 09:43 PM   #934
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Originally Posted by insurance0707 View Post
I'm sorry Sti...you're so right about this. You had better give me a call so you can explain it to me.
what are your digits....and here are some of the topics in the sr thread....you could be one of them.....


New zero premium life insurance policy ( 1 2 3 4 5 ... Last Page)
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Today 02:43 AM
by STIBROKER@AUSTIN.RR.COM
934 16,601 MA plans under attack ( 1 2 3)
john_petrowski
Today 02:41 AM
by Cenla Agent
22 215 Mass Mutual and 0 premium life
policy doctor
Yesterday 08:27 PM
by arnguy
5 64 Client says Mutual of Omaha med supp "too high" !
aufan
Yesterday 07:40 PM
by Slick
7 48 Moving Mutual of Omaha from FMO to company appointment ( 1 2)
GreenSky
Yesterday 04:18 PM
by Superchief
16 179 who do you guys use for marketing organizations and why? ( 1 2 3 4)
senior-advisor-indiana
Yesterday 01:56 PM
by Superchief


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Old 05-08-2007, 09:50 PM   #935
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What part of my response don't you agree with? 1 - 2 or 3. Can you at least admit that you slammed me about trying to offer discount rx cards before you even took the time to see what kind of site I recommended? That it's a non profit group to help retiree's get their medications for free. There is no fee. There is no discount card. There is no commission. It's just a site to help retiree's.
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Old 05-08-2007, 09:53 PM   #936
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Originally Posted by insurance0707 View Post
It's just a site to help retiree's.
then start a freaking thread to talk about it....what is your problem....comprehension ....maybe thats how you got sucked into this life insurance scam......GEZZZZZZZZZZZZZZZZZ,,,,,,,,,,,,,,,,,,,,, ,,
------------------------------------

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Old 05-08-2007, 10:23 PM   #937
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Originally Posted by Kyle Henson View Post
Please stop using this pathetic bleeding heart excuse to tout this non-product. Most people who can't afford to bury themselves are in that position due to poor financial planning...period. This is your way of convincing yourself that you are doing a good thing with a bad idea. FE insurance is not expensive. $40/month and they are covered and if they tell you they can not afford it, it means one of three things:

1. You did not convince them of its worth
2. They don't care about final expenses
3. They would rather pay $100/mo for their cigarettes and/or slot habits than $40/mo for FE insurance premiums

...Or they just did not trust or like you.

Whatever the reason stop claiming to feel sorry for poor seniors...Seniors hold about 70% of this nations wealth. If you want to sell it to make some money then just say so...it is okay...if it were a real product.

"No one could afford the premiums" should be telling you something else if you have been in the business for 17 years...but you seem to be able to sell medsupps at $100-$150/mo??
You are so judgemental. I have a lot of clients who will go for the "freebie to them" if you would. I have done a lot of MA's and many are zero premium because they didn't have a health plan of ANY KIND to start with because they just couldn't afford one. There are many people who can not spend money on a final expense (if they don't have preferred health) and they don't all smoke etc. If you have a problem with the product leave people alone who don't. If it does work well maybe we can lend you some capital someday when we make it big while helping others get what they want and need. Give it up man.
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Old 05-08-2007, 10:27 PM   #938
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If it does work well maybe we can lend you some capital someday when we make it big while helping others get what they want and need. Give it up man.
What do you consider to be big and what is your timeframe for accomplishing that one goal?
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Old 05-08-2007, 10:36 PM   #939
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Originally Posted by pat77 View Post
There are many people who can not spend money on a final expense (if they don't have preferred health) and they don't all smoke etc. If you have a problem with the product leave people alone who don't. If it does work well maybe we can lend you some capital someday when we make it big while helping others get what they want and need. Give it up man.

And if they are not in preferred health then do not qualify so that is lots of sr.'s to sift through..........and as you people may find it hard to believe that life insurance is a privilege not a right....I would like to drive a lamborghini but no one is giving me one.....and how about this for food for thought....in a win _win scenario who do you think is going to make a profit on this....let me tell you its not going to be the investers paying the prem. because of the fact that insurance co's are not going to pay out more in benefit than they take in on prem. on any block of business.....
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Old 05-08-2007, 10:37 PM   #940
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Originally Posted by Kyle Henson View Post
Please stop using this pathetic bleeding heart excuse to tout this non-product. Most people who can't afford to bury themselves are in that position due to poor financial planning...period. This is your way of convincing yourself that you are doing a good thing with a bad idea. FE insurance is not expensive. $40/month and they are covered and if they tell you they can not afford it, it means one of three things:

1. You did not convince them of its worth
2. They don't care about final expenses
3. They would rather pay $100/mo for their cigarettes and/or slot habits than $40/mo for FE insurance premiums

...Or they just did not trust or like you.

Whatever the reason stop claiming to feel sorry for poor seniors...Seniors hold about 70% of this nations wealth. If you want to sell it to make some money then just say so...it is okay...if it were a real product.

"No one could afford the premiums" should be telling you something else if you have been in the business for 17 years...but you seem to be able to sell medsupps at $100-$150/mo??
I hate the attitudes of people like you who didn't "make the bad financial decisions etc." and find themselves at the end of life messed up.
The difference between you and insurance0707 and myself is that we care about the seniors who find themselves basically screwed at the end of life. Guess what? I don't give a rip how they got to that point. Your attitude tells me that you don't give a rip about their plight period. You will answer to someone eventually for this. In the mean time, we will continue to help them. My wife and I are both licensed and we work together. We went to a government housing complex and found a lady having a stroke when we went to her apartment. We stopped, called the ambulance, found a sister's contact info and took care of her. No possible chance for a sale etc. That would only happen if you care at all for the down and out and not just judge them for how they got there. And as I stated you will have to answer to someone higher than all of us.
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