Scroll down for a discussion on New zero premium life insurance policy/miracle/financial/group within the Senior Insurance Forum.
Originally Posted by pat77
The difference between you and insurance0707 and myself is that we care about the seniors who find themselves basically screwed at ...
and if they are not in preferred health then do not qualify so that is lots of sr.'s to sift through..........and as you people may find it hard to believe that life insurance is a privilege not a right....I would like to drive a lamborghini but no one is giving me one.....and how about this for food for thought....in a win _win scenario who do you think is going to make a profit on this....let me tell you its not going to be the investers paying the prem. because of the fact that insurance co's are not going to pay out more in benefit than they take in on prem. on any block of business.....
Yeah, you are right, an investor with billions is going to lose money. C'mon man. They are not the dullest tool in the shed.
Yeah, you are right, an investor with billions is going to lose money. C'mon man. They are not the dullest tool in the shed.
Still would put my money on the insurance company in a hoof race.....they have more than any investor you can throw at them and are not in the habit of losing money.....
Hey Pat....can you believe this guy is the moderator? Thank god Sti & Kyle didn't show up at that complex.......
I agree...we shouldn't judge how people got to where they are. It's no one's place. Our job is to help retiree's regardless of their situations. I don't know if this life insurance thing is going to happen or not. I'm at least looking into it and trying to do my due diligence....kind of hard to do on this board!
Hey Pat....can you believe this guy is the moderator? Thank god Sti & Kyle didn't show up at that complex.......
I agree...we shouldn't judge how people got to where they are. It's no one's place. Our job is to help retiree's regardless of their situations. I don't know if this life insurance thing is going to happen or not. I'm at least looking into it and trying to do my due diligence....kind of hard to do on this board!
You go girl! Send me a private email and I will tell you some cheaper final expense that we use and love.
how do you know she is a girl........must be a tag team shill...
Cut the crap on the shill. I have never attempted to recruit anyone for the zero premium. As I stated before, I have not even signed up yet. I thought there was a thread that aluded to this person being a female. That is all I went by.
how do you know she is a girl........must be a tag team shill...
If you bothered to read the recent posts it lists my name as Heather. The response that you sent to me lists my full name. I listed my prior name was heather0707 when it was insurance-forums.com not net about one page back. Maybe you should go back and listen to the email that you wanted me to listen to. That was one of the topics that they went over.
They know they need life insurance coverage. At age 65, 75, 85, there really are no cheap term polcies for these people....not that I've seen. They know they need some life insurance to help pay for their funeral, final expenses, etc. They qualify health wise but they don't have a penny to spare for premiums.....you don't think these people wouldn't be interested in this. I've been in business for over 17 years...mostly medicare supplements. I've tried a few times to get in the final expense market but this was always the scenario I'd run into.
Maybe you should stay out of the final expense market for 2 reasons.
1. No one should buy a term policy for final expense UNLESS, they know when they are dying and...
2. You believe anything that you hear.
how do you know she is a girl........must be a tag team shill...
You're just embarressed that you said I was hawking rx discount cards on a heavily viewed site without taking one nano second to look at the site I was recommending, that can actually help people. Maybe I should have started a new site to recommend it, but it didn't seem to be an issue when you guys went off the subject of zero premium life insurance and talked about your fishing trip, Ali's driving record, etc.
Man what is it with you people tonight......how about this......WHO IS THE CO.......WHO IS THE INVESTORS ....AND WHO IS PAYING THE COMMISSION.....until then why not explore other very helpful topics we have on this site....or go post more craigslist spams for leads....
Man I guess I really called you out there. No response?
On to the subject of the company behind this..... My 2 yr old daughter keeps whispering things to her baby dolls. I am pretty sure she found out the company but will not tell me.
man what is it with you people tonight......how about this......WHO IS THE CO.......WHO IS THE INVESTORS ....AND WHO IS PAYING THE COMMISSION.....until then why not explore other very helpful topics we have on this site....or go post more craigslist spams for leads....
That's what were all waiting for here Stibroker.....we just don't want to get beat up while we're waiting. You must have some interest in this product also....otherwise you wouldn't be giving us such a hard time....not just you, but there's a few others out there.
I hate the attitudes of people like you who didn't "make the bad financial decisions etc." and find themselves at the end of life messed up.
The difference between you and insurance0707 and myself is that we care about the seniors who find themselves basically screwed at the end of life. Guess what? I don't give a rip how they got to that point. Your attitude tells me that you don't give a rip about their plight period. You will answer to someone eventually for this. In the mean time, we will continue to help them. My wife and I are both licensed and we work together. We went to a government housing complex and found a lady having a stroke when we went to her apartment. We stopped, called the ambulance, found a sister's contact info and took care of her. No possible chance for a sale etc. That would only happen if you care at all for the down and out and not just judge them for how they got there. And as I stated you will have to answer to someone higher than all of us.
Okay thank you Sally (thanks for the reference point Sti) for saving the world one zero premium life insurance nonproduct at a time.
Read a little deeper into my remarks would you? In fact read all my posts and you will see I have a common theme of looking out for the seniors...not my wallet. I realize there are seniors who are in their predicaments at no fault of their own. But you missed my point because you only see what is in front of your face. You have a entitlement mentality...if they can't afford it by golly we should give it to them the poor saps. I guarantee the majority of Seniors do not want your pity. And yes, there are those who are where they are because their lifestyle has caught up with them--remember they have not always been Seniors. I will still help these people and will not assume anything about their situation...but I also am not going to get hung up on not being able to help.
And yes I already do answer to someone higher than all of us for my decisions--He tells me to help the ones that want help and dust the feet off my shoes and walk away from the ones that don't.
My point was you are in this for money just like the rest of us ultimately so quit acting like you are excited about this nonproduct for philanthropic reasons. If you were you wouldn't make these remarks:
"If it does work well maybe we can lend you some capital someday when we make it big".
I'm gonna have to finally admit that zero premium life seems like the best non-existant product on the market. I've heavily researched everything that doesn't exist and zero premium life is by far the best.
------------------------------------ Health Insurance Agents: Training, Support, Discounts, E&O for $440 www.ihiaa.com
I took the plunge. I didn't want to tell anyone, but I paid my $10 a few weeks ago. I finally got my enrollment materials last week and met with a few folks.
Everything worked pretty good. The only problem is that the two customers I met with, would not tell me their name or where they lived. They refused to give their age. When I asked to see their driver's license, they just snickered and said, "who the hell needs a license to drive?"
Anyway, they signed the papers, but gave me no information. I turned the apps in and yesterday got my payment...a shiny green hotel to put on Marvin Gardens, one of my many properties.
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