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Reply to What Would Happen if I Total my 800$ Car     
Old 12-16-2016, 08:47 PM   #1
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What Would Happen if I Total my 800$ Car What Would Happen if I Total my 800$ Car
I am worried that I will flip my car this winter because my car is easy to tip and i was wondering what i would get from the insurance company if i total my 800 dollar car
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Old 12-16-2016, 08:50 PM   #2
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GreenSky on What Would Happen if I Total my 800$ Car
 
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What Would Happen if I Total my 800$ Car Re: What Would Happen if I Total my 800$ Car
Originally Posted by Mrmustang1234 View Post
I am worried that I will flip my car this winter because my car is easy to tip and i was wondering what i would get from the insurance company if i total my 800 dollar car
Pretty sure they'd pay you at least $29,500 so you could get a new one.

Rick
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Old 12-16-2016, 09:53 PM   #3
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Tkruger on What Would Happen if I Total my 800$ Car
 
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What Would Happen if I Total my 800$ Car Re: What Would Happen if I Total my 800$ Car
Originally Posted by GreenSky View Post
Pretty sure they'd pay you at least $29,500 so you could get a new one.

Rick


If you get $800 you win.
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Old 12-17-2016, 08:10 PM   #4
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xrac on What Would Happen if I Total my 800$ Car
 
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What Would Happen if I Total my 800$ Car Re: What Would Happen if I Total my 800$ Car
Who would carry full coverage on an $800 car? Go with liability only. If you total it then you can sell it for $200 to a salvage yard.

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Old 12-17-2016, 08:14 PM   #5
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What Would Happen if I Total my 800$ Car Re: What Would Happen if I Total my 800$ Car Mrmustang1234 is the thread starter for: What Would Happen if I Total my 800$ Car

Originally Posted by xrac View Post
Who would carry full coverage on an $800 car? Go with liability only. If you total it then you can sell it for $200 to a salvage yard.
I am on my moms insurance and she has to have full coverage so their for i have to have full coverage
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Old 12-17-2016, 08:18 PM   #6
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xrac on What Would Happen if I Total my 800$ Car
 
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What Would Happen if I Total my 800$ Car Re: What Would Happen if I Total my 800$ Car
Originally Posted by Mrmustang1234 View Post
I am on my moms insurance and she has to have full coverage so their for i have to have full coverage
That doesn't sound right to me.

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Old 12-17-2016, 08:31 PM   #7
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What Would Happen if I Total my 800$ Car Re: What Would Happen if I Total my 800$ Car
I have "full coverage" on some $1,000 to $1,500 vehicles-in the sense that I have a variety of policy attributes besides liability. However collision and comprehensive have deductibles.

My thought would be that op would get what insurance company valued the old vehicle at, less the deductible for whatever coverage option would be applicable. However, my thought would also be that that would be a claim best not filed unless damage was caused by another driver with insurance.

"My mom" + "accident" = (most likely) "premium increase"
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Old 12-17-2016, 08:48 PM   #8
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xrac on What Would Happen if I Total my 800$ Car
 
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What Would Happen if I Total my 800$ Car Re: What Would Happen if I Total my 800$ Car
If the car is $800 and the deductible is $500 and the scrap value is $200. There is essentially only $100 coverage.
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