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Does anyone know when requesting an in force illustration on a WL/term policy, can they illustrate dropping the dividend crediting rate 100 basis points from ...


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Old 08-22-2009, 04:58 PM   #1
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Does anyone know when requesting an in force illustration on a WL/term policy, can they illustrate dropping the dividend crediting rate 100 basis points from current projections?
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Old 08-27-2009, 10:55 PM   #2
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State: NMFNMDRT is an Insurance Agent from Alabama
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On my system we can drop the dividend rate to 3%. We can illustrate anywhere from 3-6.5%. This is helpful when determining if an underfunded adjustable policy will blow up in 20 years if the dividend rate decreases.

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